Passaic County and Wayne Township property record for 13 Ferndale Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,367 sqft · built 1955 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Sep 2024) |
| Tax Bill | $12,434 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01616-0000-00038 |
| Primary APN | 14-01616-0000-00038 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,367 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Lot Area | 9,365 sqft (0.215 acres) |
| Old Parcel Number | 1400581E00003 |
|---|---|
| Street Address | 13 FERNDALE RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WAYNE MANOR SEC #3 |
| Legal Block | 1616 |
| Legal Lot Number | 38 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 246300 |
Source: Passaic County and Wayne Township records · APN 14-01616-0000-00038
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 FERNDALE RD, WAYNE, NJ 07470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 15, 2019 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2024 · Amount on Record |
| Deed Sale | Sep 05, 2024 · Amount on Record |
| Prior Sale | Feb 15, 2019 · Amount on Record |
| Deed Document Number | 202427807 |
| Deed Book / Page | 4765 / 248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 13 FERNDALE RD, WAYNE, NJ 07470 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 15 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000021563 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | M17942/32 |
| Instrument | 2022021563 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 13 FERNDALE RD, WAYNE, NJ 07470 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017066 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | M14981/0213 |
| Instrument | 2018017066 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Feb 15, 2019 |
| Property Address | 13 FERNDALE RD, WAYNE, NJ 07470 |
| Document Number | 0000007335 |
| Book / Page | D3512 / 0268 |
| Map Reference | MAP 1259 |
| Instrument Date | Jan 21, 2019 |
| Instrument | 2019007335 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | NRT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 BOWFELL CT, 25, WAYNE, NJ 07470-2144 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000007341 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | M15404/0214 |
| Instrument | 2019007341 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,300 (-) Land $92,200 Building $115,100 | $207,300 (-) Land $92,200 Building $115,100 | |
| 2025 | $12,434.00 (+0.88%) | $207,300 (-) Land $92,200 Building $115,100 | $207,300 (-) Land $92,200 Building $115,100 |
| 2024 | $12,326.00 (+5.17%) | ||
| 2023 | $207,300 Land $92,200 Building $115,100 | $207,300 Land $92,200 Building $115,100 | |
| 2022 | $11,720.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 356 (1978–2024) |
| Claims Outside the SFHA | 18 of 356 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 184 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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