Passaic County and Wayne Township property record for 11 Ferndale Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,998 sqft · built 1955 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Nov 2010) |
| Tax Bill | $10,371 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01616-0000-00039 |
| Primary APN | 14-01616-0000-00039 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,998 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Lot Area | 9,365 sqft (0.215 acres) |
| Old Parcel Number | 1400581E00002 |
|---|---|
| Street Address | 11 FERNDALE RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-7406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | WAYNE MANOR SEC 3 |
| Legal Block | 1616 |
| Legal Lot Number | 39 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 246300 |
Source: Passaic County and Wayne Township records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE |
| Nov 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 15, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Jan 31, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK/TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2010 · Amount on Record |
| Deed Sale | Nov 23, 2010 · Amount on Record |
| Deed Document Number | 201057090 |
| Deed Book / Page | 1998 / 208 |
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 0000031453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 7, 2026 |
| Property Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000027463 |
| Book / Page | 20075 / 191 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202627463 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000027463, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 20075/191 |
| Instrument | 202627463 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000036036 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | M18699/53 |
| Instrument | 2023036036 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 15, 2022 |
| Property Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000031453 |
| Book / Page | D4332 / 103 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022031453 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 FERNDALE RD, 11, WAYNE, NJ 07470-7406 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000031454 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022031454 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 11 FERNDALE RD, WAYNE, NJ 07470-7406 |
| Document Number | 0000009744 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 11 FERNDALE RD WAYNE NJ 074707406, WAYNE, NJ 07470-7406 |
| Document Number | 0000009744 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 000724/000169 |
| Instrument | 9744 |
| Name | WELLS FARGO BK/TX |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,900 (-) Land $92,200 Building $80,700 | $172,900 (-) Land $92,200 Building $80,700 | |
| 2025 | $10,371.00 (+0.89%) | $172,900 (-) Land $92,200 Building $80,700 | $172,900 (-) Land $92,200 Building $80,700 |
| 2024 | $10,280.00 (+5.17%) | ||
| 2023 | $172,900 Land $92,200 Building $80,700 | $172,900 Land $92,200 Building $80,700 | |
| 2022 | $9,775.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 356 (1978–2024) |
| Claims Outside the SFHA | 18 of 356 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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