Berks County property record for 13 Elm St, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,018 sqft · built 1978 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2021) |
| Tax Bill | $1,941 (2026) |
| Deeds & Mortgages | Aug 2021 Sale Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5326-11-76-0452 |
| Primary APN | 5326-11-76-0452 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 2,018 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 81004414 |
|---|---|
| Street Address | 13 ELM ST |
| City | READING |
| State | PA |
| Zip | 19606-2836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DEVELOPMENT/PENNS GRANT PH I |
| Legal Block | 76 |
| Legal Lot Number | 6 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ST. LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 12101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Levan Farm listed 1978 · 1 contributing resources · NRIS 78002348 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 ELM ST, READING, PA 19606-2836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Apr 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Oct 13, 2006 · Amount on Record |
| Deed Document Number | 202141848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 20, 2021 |
| Property Address | 13 ELM ST, READING, PA 19606-2836 |
| Document Number | 0000041848 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021041848 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 ELM ST, READING, PA 19606-2836 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 13 ELM ST, READING, PA 19606-2836 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016582 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021016582 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 13 ELM ST, READING, PA 19606-2836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022642 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 2020022642 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | St. Lawrence Borough |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,941.00 (+7.3%) | $109,500 (-) Land $31,200 Building $78,300 | $31,200 (-71.51%) Land $31,200 |
| 2024 | $1,809.00 | $109,500 Land $31,200 Building $78,300 | |
| 1994 | $109,500 Land $31,200 Building $78,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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