Berks County property record for 105 Elm St, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1992 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (May 2000) |
| Tax Bill | $2,097 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5326-11-66-9022 |
| Primary APN | 5326-11-66-9022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 81004432 |
|---|---|
| Street Address | 105 ELM ST |
| City | READING STATION |
| State | PA |
| Zip | 19606-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PENNS GRANT |
| Legal Block | 66 |
| Legal Lot Number | 1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ST. LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 12101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Levan Farm listed 1978 · 1 contributing resources · NRIS 78002348 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
105 Elm St is owned and occupied by two individuals who bought it in May 2000.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 ELM ST, READING STATION, PA 19606-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 11, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 11, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2000 · Amount on File |
| Deed Sale | May 22, 2000 · Amount on File |
| Deed Book / Page | 3201 / 2167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 105 ELM ST, READING STATION, PA 19606-2837 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 ELM ST, READING STATION, PA 19606-2837 |
| Document Number | 0000038330 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025038330 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 105 ELM ST, READING STATION, PA 19606-2837 |
| Document Number | 0000016965 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 ELM ST READING PA 19601, READING, PA 19601 |
| Document Number | 0000016965 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 16965 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 105 ELM ST, READING STATION, PA 19606-2837 |
| Document Number | 0000016991 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 ELM ST READING PA 19601, READING, PA 19601 |
| Document Number | 0000016991 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 16991 |
| Name | WELLS FARGO BK WEST |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2026 property tax bill for 105 Elm St was $2,097 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | St. Lawrence Borough |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,097.00 Homeowner's exemption | $118,300 Land $34,000 Building $84,300 | $34,000 Land $34,000 |
| 2024 | $1,954.00 | $118,300 Land $34,000 Building $84,300 | |
| 1994 | $118,300 Land $34,000 Building $84,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Elm St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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