13 E South St, Frederick, MD 21701 Property Records

Frederick County property record for 13 E South St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,592 sqft · built 1882
Lot Size	0.07 acres (3,072 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Mar 2022)
Tax Bill	$6,597 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-096188`

Property Details

APN / Parcel Number

Primary APN	`02-096188`
Alternative APNs	`2096188` `096188`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,592 sqft Total Area
1st Floor Area	796 sqft

Exterior

Year Built	Built 1882
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Metal
Lot Area	3,072 sqft (0.07 acres)
Lot Dimensions	192 ft deep x 16 ft wide
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	096188
Old Parcel Number	2096188
Street Address	13 E SOUTH ST
City	FREDERICK
State	MD
Zip	21701-5617
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 16 X 192 13 E. SOUTH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	13
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1011
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 E SOUTH ST, FREDERICK, MD 21701-5617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 11, 2018	Deed, Transfer · ARM MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	0001578992
Deed Book / Page	15789 / 92
Record Updated	Jun 7, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 14, 2022
Property Address	13 E SOUTH ST, FREDERICK, MD 21701-5617
Document Number	0157890092
Book / Page	15789 / 92
Instrument Date	Mar 1, 2022
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13 E SOUTH ST, FREDERICK, MD 21701-5617

Mortgage

Document Number	0001578998
Date	Mar 14, 2022
Instrument	15789/98

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13 E SOUTH ST, FREDERICK, MD 21701-5617
Document Number	0119610261
Book / Page	011961 / 000261
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E SOUTH ST FREDERICK MD 217015617, FREDERICK, MD 21701-5617

Mortgage

Document Number	0119610261
Date	Aug 4, 2017
Book Page	011961/000261

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 11, 2018
Property Address	13 E SOUTH ST, FREDERICK, MD 21701-5617
Document Number	0124580082
Book / Page	12458 / 0082
Instrument Date	Jun 7, 2010
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 E SOUTH ST, FREDERICK, MD 21701-5617

Mortgage

Document Number	0001245888
Date	Jun 11, 2018
Instrument	12458/88

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,597.00	$362,100	$422,700 Land $130,700 Building $292,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E South St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures