12 E South St, Frederick, MD 21701 Property Records

Frederick County property record for 12 E South St, Frederick, MD 21701 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms2.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1900
Square Footage1,366 sqft Living Area
Lot Size1,372 sqft (0.032 acres)
OccupancyOwner Occupied
Last Sale$389,000 (2021)
Tax Bill$7,119.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-063638
Alternative APNs
  • 2063638
  • 063638

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,366 sqft Living Area
1st Floor683 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialMetal Roof
Lot Area1,372 sqft (0.032 acres)
Depth X Width98 ft x 14 ft Depth x Width
PorchOpen Porch
Porch Area55 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemRadiant Heating
SewageMunicipal Sewage

Location & Zoning

Account Number063638
Street Address12 E SOUTH ST
CityFREDERICK
StateMD
Zip21701-5616
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 14 X 98 12 E. SOUTH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number12
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1010
Census Tract772200

Owner

Source: Frederick County records · APN 02-063638

Assessment roll updated August 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 E SOUTH ST, FREDERICK, MD 21701-5616
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
FILO MORTGAGE LLC
Jan 06, 2021Special Warranty Deed, Transfer · Conventional Mortgage
TJC MORTGAGE INC
Jun 09, 2017Grant Deed, Transfer · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2021 · Amount on Record
Deed SaleJan 06, 2021 · Amount on Record
Prior SaleJun 09, 2017 · Amount on Record
Deed Book / Page14423 / 352
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12 E SOUTH ST, FREDERICK, MD 21701-5616
Transaction TypeMortgage
Record UpdatedApr 25, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E SOUTH ST, FREDERICK, MD 21701-5616

Mortgage

Document Number0168220176
DateApr 10, 2024
Book Page16822/176
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 28, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12 E SOUTH ST, FREDERICK, MD 21701-5616
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154430151
DateOct 28, 2021
Book Page15443/151
Lender
NameFILO MORTGAGE LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

January 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateJan 06, 2021
Property Address12 E SOUTH ST, FREDERICK, MD 21701-5616
Document Number0144230352
Book / Page14423 / 352
Instrument DateSep 25, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$972.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address18 N WISNER ST, 18, FREDERICK, MD 21701-5624

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E SOUTH ST, FREDERICK, MD 21701-5616

Mortgage

Document Number14423361
DateJan 06, 2021
Instrument14423/361
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 01, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 09, 2017
Property Address12 E SOUTH ST, FREDERICK, MD 21701-5616
Document Number0118620423
Book / Page011862 / 000423
Instrument DateMay 30, 2017
Transaction TypeTransfer
Record UpdatedAug 04, 2017
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E SOUTH ST FREDERICK MD 217015616, FREDERICK, MD 21701-5616

Mortgage

Document Number118620429
DateJun 09, 2017
Book Page011862/000429
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,119.00 (+7.1%)$385,200 (+5.57%) Land $115,000 Building $270,200$385,200 (-) Land $115,000 Building $270,200
2023$6,647.00$364,867$385,200 Land $115,000 Building $270,200

Flood & Wildfire

12 E South St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E South St

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