10 E 12th St, Atlantic, IA 50022 Property Records

Cass County property record for 10 E 12th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,233 sqft · built 1917
Lot Size	0.162 acres (7,049 sqft)
Owner	Individual Name on Record
Tax Bill	$2,200 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`300006019001000`

Property Details

APN / Parcel Number

Primary APN	`300006019001000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	945 sqft
Attic	Attic
Attic Area	236 sqft
Basement Area	945 sqft
Finished Basement	850 sqft
Unfinished Basement	95 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,049 sqft (0.162 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Deck Area	290 sqft
Patio Area	290 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10 E 12TH ST
City	ATLANTIC
State	IA
Zip	50022-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEY'S 3RD ADD LOT 18 BLK A
Legal Subdivision	WHITNEYS THIRD ADDITION
Legal Block	A
Legal Lot Number	18
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1119
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 E 12TH ST, ATLANTIC, IA 50022-2344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Mar 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	10 E 12TH ST, ATLANTIC, IA 50022-2344
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/374
Date	Mar 1, 2022
Book Page	2022/374
Instrument	2022-374

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2032

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Mar 15, 2017
Property Address	10 E 12TH ST, ATLANTIC, IA 50022-2344
Document Number	02017/0458
Book / Page	2017 / 0458
Instrument Date	Mar 12, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E 12TH ST, ATLANTIC, IA 50022-2344

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,200.00 Homeowner's exemption	$138,840 (-) Land $8,030 Building $130,810	$138,840 (-) Land $8,030 Building $130,810
2025		$138,840 (+4.69%) Land $8,030 Building $130,810	$138,840 (+4.69%) Land $8,030 Building $130,810
2024	$2,200.00 (+2.42%)
2023		$132,620 Land $8,030 Building $124,590	$132,620 Land $8,030 Building $124,590
2022	$2,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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