Middlesex County and Reading Town property record for 13 Dudley St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,112 sqft · built 1915 |
| Lot Size | 0.271 acres (11,796 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Jul 2017) |
| Tax Bill | $11,672 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0110.0 |
| Primary APN | READ M:021.0-0000-0110.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Gross Area | 4,580 sqft |
| Basement Area | 1,336 sqft |
| Unfinished Basement | 908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,796 sqft (0.271 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 730000000280 |
|---|---|
| Street Address | 13 DUDLEY ST |
| City | READING |
| State | MA |
| Zip | 01867-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:021.0-0000-0110.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 DUDLEY ST, READING, MA 01867-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Apr 09, 2021 | Deed of Trust, Mortgage · ARM WASHINGTON TRUST MORTGAGE CO |
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE FOREST B&T CO |
| Apr 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE FOREST B&T CO |
| Jul 12, 2017 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Aug 22, 2006 |
| Deed Book / Page | 69589 / 352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 13 DUDLEY ST, READING, MA 01867-2401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079651-435 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 79651/435 |
| Instrument | 20415 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 13 DUDLEY ST, READING, MA 01867-2401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077478-89 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 77478/89 |
| Instrument | 80968 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | Jan 05, 2028 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 13 DUDLEY ST, READING, MA 01867-2401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079603-533 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 79603/533 |
| Instrument | 15333 |
| Name | LAKE FOREST B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 13 DUDLEY ST, READING, MA 01867-2401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079989-448 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 79989/448 |
| Instrument | 57305 |
| Name | LAKE FOREST B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 12, 2017 |
| Property Address | 13 DUDLEY ST, READING, MA 01867-2401 |
| Document Number | 69589-352 |
| Book / Page | 69589 / 352 |
| Instrument | 108176 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 DUDLEY ST, READING, MA 01867-2401 |
| Document Number | 695890354 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 69589/0354 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,672.00 (-1.15%) | $1,024,800 (+1.72%) Land $454,100 Building $570,700 | $1,030,370 (+9.66%) |
| 2024 | $11,808.00 (-1.22%) | $1,007,500 (+6.11%) Land $446,400 Building $561,100 | $939,645 |
| 2023 | $11,954.00 | $949,500 Land $420,600 Building $528,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 523 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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