Essex County and Marblehead Town property record for 13 Cliff St, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,122,750 (Aug 2017) |
| Tax Bill | $13,423 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0113 B:0029 L:0 |
| Primary APN | MARB M:0113 B:0029 L:0 |
|---|
| Lot Area | 5,750 sqft (0.132 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Street Address | 13 CLIFF ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 29 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records · APN MARB M:0113 B:0029 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 CLIFF ST, MARBLEHEAD, MA 01945-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 06, 2017 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Aug 29, 2017 | Quit Claim Deed, Transfer BERKSHIRE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Deed Book / Page | 36136 / 411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 13 CLIFF ST, MARBLEHEAD, MA 01945-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36385-214 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | 36385/214 |
| Instrument | 171206003000 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 13 CLIFF ST, MARBLEHEAD, MA 01945-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36930-489 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 36930/489 |
| Instrument | 180810004060 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Aug 29, 2017 |
| Property Address | 13 CLIFF ST, MARBLEHEAD, MA 01945-3005 |
| Document Number | 36136-411 |
| Book / Page | 36136 / 411 |
| Instrument | 259 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.39 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 CLIFF ST, MARBLEHEAD, MA 01945-3005 |
| Document Number | 361360413 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 36136/0413 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2047 |
| Rate | 3% |
|---|---|
| Max Rate At Change | 90.1% |
| Max Rate | 3% |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,423.00 (-1.13%) | $1,483,200 (-2.11%) Land $940,900 Building $542,300 | $1,680,170 |
| 2024 | $13,576.00 (+18.6%) | $1,515,200 (+32.37%) Land $1,011,500 Building $503,700 | |
| 2023 | $11,447.00 | $1,144,700 Land $705,700 Building $439,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092032004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 57 individual NFIP policies nearby |
| Nearby Flood Policies | 57 in force 45 of 57 on primary residences |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2018, tidal / storm surge, Severe Winter Storm And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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