Essex County and Marblehead Town property record for 10 Cliff St, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1910 |
| Square Footage | 5,009 sqft Living Area |
| Lot Size | 5,667 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,750,000 (2022) |
| Tax Bill | $31,506.00 (2025) |
Source: Essex County and Marblehead Town records · APN MARB M:0113 B:0026 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CLIFF ST, MARBLEHEAD, MA 01945-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 09, 2025 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jul 11, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage EASTERN BANK |
| Jan 23, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Jan 23, 2018 |
| Transfer Doc | 0000589783 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 10 CLIFF ST, MARBLEHEAD, MA 01945-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000636220 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 636220 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 10 CLIFF ST, MARBLEHEAD, MA 01945-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000646175 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 646175 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 10 CLIFF ST, MARBLEHEAD, MA 01945-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000661865 |
|---|---|
| Date | Oct 09, 2025 |
| Instrument | 661865 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 11, 2022 |
| Property Address | 10 CLIFF ST, MARBLEHEAD, MA 01945-3006 |
| Document Number | 0000637670 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 637670 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10 CLIFF ST, MARBLEHEAD, MA 01945-3006 |
| Document Number | 0000637671 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 637671 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 01, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 23, 2018 |
| Property Address | 10 CLIFF ST, MARBLEHEAD, MA 01945-3006 |
| Document Number | 0000589783 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 589783 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10 CLIFF ST MARBLEHEAD MA 019453006, MARBLEHEAD, MA 01945-3006 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,506.00 (+1.65%) | $3,481,300 (+0.64%) Land $2,288,100 Building $1,193,200 | $4,164,515 |
| 2024 | $30,994.00 (+13.45%) | $3,459,100 (+26.62%) Land $2,288,100 Building $1,171,000 | |
| 2023 | $27,319.00 | $2,731,900 Land $1,760,100 Building $971,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | MARB M:0113 B:0026 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 5,009 sqft Living Area |
| Gross Area | 6,402 sqft Gross Area |
| Basement Area | 1,559 sqft Basement |
| Unfinished Basement | 390 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,667 sqft (0.13 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 10 CLIFF ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 26 |
| Jurisdiction | MARBLEHEAD MA |
| Minor Civil Division | MARBLEHEAD |
| Census Blockgroup | 4 |
| Census Block | 4024 |
| Census Tract | 203200 |
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