13 Chesebro Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 13 Chesebro Dr, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,757 sqft · built 1972
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Mar 2019)
Tax Bill$7,024 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012689 17.4-2-25

Property Details

APN / Parcel Number

Primary APN012689 17.4-2-25
Alternative APNs
  • 268901700400020250000000
  • 01700400020250000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,757 sqft Living Area
1st Floor Area2,419 sqft
Upper Floors Area338 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area338 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700400020250000000
Street Address13 CHESEBRO DR
CitySCHENECTADY
StateNY
Zip12309-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionN-CHESEBRO DR E-15 S-99-18
Legal SubdivisionLANDS FOR WENDELIN AND MARY WUNSCH
Legal Block2
Legal Lot Number25.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group1
Census Block1020
Census Tract13703

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 CHESEBRO DR, SCHENECTADY, NY 12309-2003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Mar 4, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Nov 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2019 · Amount on Record
Deed SaleMar 4, 2019 · Amount on Record
Prior SaleFeb 3, 2010 · Amount on Record
Deed Document Number20194239
Prior Transfer DateNov 6, 2017
Prior Transfer Doc0000027277
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address13 CHESEBRO DR, SCHENECTADY, NY 12309-2003
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CHESEBRO DR, NISKAYUNA, NY 12309-2003

Mortgage

Document Number0000005143
DateOct 26, 2022
InstrumentR2022-25143
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 6, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateMar 4, 2019
Property Address13 CHESEBRO DR, SCHENECTADY, NY 12309-2003
Document Number0000004239
Instrument DateFeb 25, 2019
Instrument4239
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 CHESEBRO DR SCHENECTADY NY 123092003, SCHENECTADY, NY 12309-2003

Mortgage

Document Number4240
DateMar 4, 2019
Instrument4240
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 3, 2034

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateNov 14, 2017
Property Address13 CHESEBRO DR, SCHENECTADY, NY 12309-2003
Document Number0000027277
Instrument DateNov 6, 2017
Instrument27277
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CHESEBRO DR SCHENECTADY NY 123092003, SCHENECTADY, NY 12309-2003

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,024.00 (-2.76%)
2025$7,223.00 (+9.71%)$156,000 (-) Land $39,000 Building $117,000$357,000 (+16.7%) Land $89,250 Building $267,750
2023$156,000 (-) Land $39,000 Building $117,000$305,900 (+9.32%) Land $76,475 Building $229,425
2022$156,000 Land $39,000 Building $117,000$279,821 Land $69,955 Building $209,866
2021$6,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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