Albany County and Colonie Town property record for 10 Chesebro Dr, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,628 sqft · built 1970 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (Jul 2010) |
| Tax Bill | $6,229 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.4-2-15 |
| Primary APN | 012689 17.4-2-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,628 sqft Living Area |
| 1st Floor Area | 1,772 sqft |
| Upper Floors Area | 856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700400020150000000 |
|---|---|
| Street Address | 10 CHESEBRO DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | S-221 E-12 S-100-23 |
| Legal Subdivision | MEMORY GARDENS ESTATES SEC I |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 13703 |
10 Chesebro Dr is owned and occupied by two individuals who bought it in July 2010.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CHESEBRO DR, SCHENECTADY, NY 12309-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Oct 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2010 · Amount on File |
| Deed Sale | Jul 22, 2010 · Amount on File |
| Prior Sale | Sep 17, 2004 · Amount on File |
| Deed Document Number | 2010695025 |
| Deed Book / Page | 2984 / 287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 10 CHESEBRO DR, SCHENECTADY, NY 12309-2004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10 CHESEBRO DR, SCHENECTADY, NY 12309-2004 |
| Document Number | 0000000954 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | R2023-2954 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 210 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 10 CHESEBRO DR, SCHENECTADY, NY 12309-2004 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 CHESEBRO DR, SCHENECTADY, NY 12309-2004 |
| Document Number | 0000002046 |
|---|---|
| Date | May 26, 2017 |
| Instrument | R2017-12046 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 21, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 10 CHESEBRO DR, SCHENECTADY, NY 12309-2004 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000003571 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | R2020-23571 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Aug 1, 2040 |
The 2026 property tax bill for 10 Chesebro Dr was $6,229 with a homeowner's exemption, up 1% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,229.00 (+0.96%) Homeowner's exemption | ||
| 2025 | $6,170.00 Homeowner's exemption | $138,000 Land $34,500 Building $103,500 | $315,800 Land $78,950 Building $236,850 |
| 2023 | $138,000 (-) Land $34,500 Building $103,500 | $270,600 (+9.32%) Land $67,650 Building $202,950 | |
| 2022 | $138,000 Land $34,500 Building $103,500 | $247,534 Land $61,883 Building $185,651 | |
| 2021 | $5,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Chesebro Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Chesebro Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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