Stafford County property record for 13 Cherry Laurel Dr, Fredericksburg, VA 22405 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,192 sqft Living Area |
| Lot Size | 10,001 sqft (0.229 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2016) |
| Tax Bill | $2,823.00 (2025) |
Source: Stafford County records · APN 46G-1-107
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance THE FREEDOM BANK OF VIRGINIA |
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Prior Sale | Aug 29, 2016 · Amount on Record |
| Deed Doc Number | 160021190 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 13 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | CLEAR TITLE ESCROW AND SETTLEMEN, CLEAR TITLE ESCROW & STLMNTS |
| Name | Verified Name |
|---|
| Document Number | 0210007825 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 210007825 |
| Name | THE FREEDOM BANK OF VIRGINIA |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 13 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 0250016657 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 250016657 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | FREDERICKSBURG, VA 22401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,823.00 (+9.63%) | $301,400 (+10.61%) Land $95,000 Building $206,400 | $301,400 (+10.61%) Land $95,000 Building $206,400 |
| 2023 | $2,575.00 (+24.4%) | $272,500 Land $90,000 Building $182,500 | $272,500 Land $90,000 Building $182,500 |
| 2021 | $2,070.00 |
Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 46G-1-107 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,192 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,001 sqft (0.229 acres) |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Deck Area | 224 sqft Deck |
| Patio Area | 224 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 58 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 29851 |
|---|---|
| Old Parcel Number | 046G 1 107 |
| Street Address | 13 CHERRY LAUREL DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-1415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 107 SEC 1 10000 SQFT HICKORY RIDGE |
| Legal Subdivision | HICKORY RIDGE |
| Legal Lot Number | 107 |
| Jurisdiction | STAFFORD VA |
| Minor Civil Division | FALMOUTH |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 10403 |
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