Stafford County property record for 11 Cherry Laurel Dr, Fredericksburg, VA 22405 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 10,001 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2026) |
| Tax Bill | $3,273.00 (2025) |
Source: Stafford County records · APN 46G-1-108
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CTR |
| Mar 21, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage ATLANTIC COAST MORTGAGE LLC |
| Jan 10, 2022 | Trustee's Deed, Foreclosure · Commercial Mortgage FVCBANK |
| Oct 03, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESIDE FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2022 · Amount on Record |
| Deed Doc Number | 20266790 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 13, 2026 |
| Property Address | 11 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 0000006790 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.6790 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 0000006791, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026.6791 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 21, 2022 |
| Property Address | 11 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 0220006225 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 220006225 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | GUARDIAN TITLE AND ESCROW LC, GUARDIAN TITLE & ESCROW LC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 0220006226 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 220006226 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jan 10, 2022 |
| Property Address | 11 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 0220000326 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 220000326 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7897, WOODBRIDGE, VA 22195-7897 |
| Investor | Possibly a Property Investor |
| Document Number | 0220000327 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 220000327 |
| Name | FVCBANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.49% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 03, 2017 |
| Property Address | 11 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 170017965 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 17965 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | NEW WORLD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 11 CHERRY LAUREL DR FREDERICKSBURG VA 224051415, FREDERICKSBURG, VA 22405-1415 |
| Document Number | 170017966 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 17966 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2047 |
Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,273.00 (+1.65%) | $355,200 (+13.52%) Land $95,000 Building $260,200 | $355,200 (+13.52%) Land $95,000 Building $260,200 |
| 2024 | $3,220.00 (+8.93%) | ||
| 2023 | $2,956.00 (+23.89%) | $312,900 (-) Land $90,000 Building $222,900 | $312,900 (-) Land $90,000 Building $222,900 |
| 2022 | $312,900 Land $90,000 Building $222,900 | $312,900 Land $90,000 Building $222,900 | |
| 2021 | $2,386.00 |
Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 46G-1-108 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 1,824 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,001 sqft (0.23 acres) |
| Deck Area | 192 sqft Deck |
|---|---|
| Patio Area | 192 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 29852 |
|---|---|
| Street Address | 11 CHERRY LAUREL DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-1415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 108 SEC 1 10000 SQFT HICKORY RIDGE |
| Legal Subdivision | HICKORY RIDGE SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 108 |
| Jurisdiction | STAFFORD VA |
| Minor Civil Division | FALMOUTH |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 10403 |
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