13 Breach Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 13 Breach Dr, Westerly, RI 02891

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,496 sqft · built 1940
Lot Size0.21 acres (9,150 sqft)
OwnerCompany Name on Record
Last Sale$534,000 (Sep 2018)
Tax Bill$4,860 (2025)
Deeds & MortgagesSep 2022 Transfer
Mar 2021 Refinance
+ 1 more
Flood ZoneZone AE (high risk)
APNWEST M:156 B:42

Property Details

APN / Parcel Number

Primary APNWEST M:156 B:42
Alternative APNs
  • M:156 B:42 L
  • 23131900

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area1,496 sqft Living Area
Gross Area2,234 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,150 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number23131900
Street Address13 BREACH DR
CityWESTERLY
StateRI
Zip02891-4403
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block42
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1001
Census Tract51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address58 CLIFFORD DR, WEST HARTFORD, CT 06107-1208
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Quit Claim Deed, Transfer
Quitclaim
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CONTOUR MORTGAGE CORP
Sep 27, 2018Trustee's Deed, Transfer
WILLIAM H BARNES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Prior SaleJun 16, 2000 · Amount on Record
Deed Document Number20184074
Last Transfer DateSep 8, 2022
Transfer Doc2022-16417
Record UpdatedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateSep 19, 2022
Property Address13 BREACH DR, WESTERLY, RI 02891-4403
Document Number2022-16417
Book / Page2022 / 16417
Instrument DateSep 8, 2022
Instrument2022-3971
Transaction TypeTransfer
Record UpdatedSep 29, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address13 BREACH DR, WESTERLY, RI 02891-4403
Transaction TypeMortgage
Record UpdatedMar 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-6671
DateMar 15, 2021
Book Page2021/6671
Instrument2021-1442
Lender
NameCONTOUR MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWESTERLY RI
Recording DateSep 27, 2018
Property Address13 BREACH DR, WESTERLY, RI 02891-4403
Document Number2018-6188
Book / Page002018 / 016188
Instrument DateSep 27, 2018
Instrument4074
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$534.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address58 CLIFFORD DR WEST HARTFORD CT 061071208, WEST HARTFORD, CT 06107-1208

Mortgage

Document Number2018-6191
DateSep 27, 2018
Book Page002018/016191
Instrument4075
Lender
NameWILLIAM H BARNES
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,860.00 (+2.27%)$683,600 (+38.38%) Land $509,500 Building $174,100
2023$4,752.00 (+0.61%)$494,000 (-) Land $363,900 Building $130,100
2022$4,723.00$494,000 Land $363,900 Building $130,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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