Westerly Town property record for 12 Breach Dr, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.5 ba · 768 sqft · built 1958 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (Jan 2018) |
| Tax Bill | $5,539 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:156 B:26 |
| Primary APN | WEST M:156 B:26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,039 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,940 sqft (0.136 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3065202 |
|---|---|
| Street Address | 12 BREACH DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4404 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 26 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 415 SANTA CRUZ CIR, PORT HUENEME, CA 93041-3040 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on Record |
| Deed Sale | Jan 5, 2018 · Amount on Record |
| Deed Document Number | 201838 |
| Deed Book / Page | 2018 / 118 |
| Last Transfer Date | Oct 11, 2022 |
| Transfer Doc | 2022-17627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 11, 2022 |
| Property Address | 12 BREACH DR, WESTERLY, RI 02891-4404 |
| Document Number | 2022-17627 |
| Book / Page | 2022 / 17627 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022-4266 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 SANTA CRUZ CIR, PORT HUENEME, CA 93041-3040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 5, 2018 |
| Property Address | 12 BREACH DR, WESTERLY, RI 02891-4404 |
| Document Number | 2018-118 |
| Book / Page | 002018 / 000118 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 38 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 SANTA CRUZ CIR PORT HUENEME CA 930413040, PORT HUENEME, CA 93041-3040 |
| Document Number | 2018-120 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 002018/000120 |
| Instrument | 39 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,539.00 (+2.08%) | $779,000 (+38.12%) Land $575,000 Building $204,000 | $735,692 |
| 2023 | $5,426.00 (+0.63%) | $564,000 (-) Land $410,800 Building $153,200 | |
| 2022 | $5,392.00 | $564,000 Land $410,800 Building $153,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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