13 Bluff Rd, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 13 Bluff Rd, Gales Ferry, CT 06335

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,725 sqft · built 1987
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2019)
Tax Bill	$5,566 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81401`

Property Details

APN / Parcel Number

Primary APN	`81401`
Alternative APNs	`M:0090 B:0270 L:00013` `LEDY M:90 B:270 L:13`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Gross Area	3,964 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	81401
Street Address	13 BLUFF RD
City	GALES FERRY
State	CT
Zip	06335-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	270
Legal Lot Number	13
Jurisdiction	LEDYARD CT
Township / Civil Division	LEDYARD
Census Block Group	5
Census Block	5008
Census Tract	701200

Owner

Source: Ledyard Town records · APN 81401

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 BLUFF RD, GALES FERRY, CT 06335-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Feb 25, 2014 · Amount on Record
Deed Document Number	20191209
Deed Book / Page	575 / 584
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEDYARD CT
Recording Date	May 28, 2019
Property Address	13 BLUFF RD, GALES FERRY, CT 06335-1403
Document Number	575-584
Book / Page	575 / 584
Instrument Date	May 24, 2019
Instrument	2019001209
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RUSSELL RD, NORWICH, CT 06360-2526

Mortgage

Document Number	2019001210
Date	May 28, 2019
Instrument	2019001210

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ledyard Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ledyard Town
Unified School District	Ledyard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,870 (-) Land $31,780 Building $118,090	$104,909 Land $22,246 Building $82,663
2024	$5,566.00 (+7.45%)
2023	$5,180.00 (+2.19%)	$149,870 (-) Land $31,780 Building $118,090
2022	$5,069.00	$149,870 Land $31,780 Building $118,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cogeco Cable Holdings II Cable	1,000 / 50

May also be available: Verizon.

Based on FCC filings for 168 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTVILLE WATER SUPPLY serves 1,300 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.