12 Bean Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 12 Bean Rd, Sterling, MA 01564

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,872 sqft · built 1993
Lot Size0.64 acres (27,877 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Sep 1993)
Tax Bill$6,141 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNSTER M:00146 L:00007

Property Details

APN / Parcel Number

Primary APNSTER M:00146 L:00007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area3,142 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,877 sqft (0.64 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address12 BEAN RD
CitySTERLING
StateMA
Zip01564-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal Lot Number7
JurisdictionSTERLING MA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1044
Census Tract719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12 BEAN RD, STERLING, MA 01564-2604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 1993 · Amount on Record
Deed SaleSep 10, 1993 · Amount on Record
Prior SaleJul 19, 1993 · Amount on Record
Deed Book / Page15548 / 122
Transfer Doc39891-30
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address12 BEAN RD, STERLING, MA 01564-2604
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number067389-362
DateApr 6, 2022
Book Page67389/362
Instrument37915
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 1, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,141.00 (+1.62%)$489,300 (+4.28%) Land $138,700 Building $350,600$505,970 (-)
2025$6,043.00 (+1.61%)$469,200 (+5.01%) Land $120,200 Building $349,000$505,970 (+0.53%)
2024$5,947.00 (+4.77%)$446,800 (+12.57%) Land $120,200 Building $326,600$503,310
2023$5,676.00$396,900 Land $120,200 Building $276,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTERLING WATER DEPARTMENT
serves 6,814 people · EPA ID MA2282000
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Feb 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bean Rd

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