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13 Beach Homes, Captiva, FL 33924 Property Records

Lee County property record for 13 Beach Homes, Captiva, FL 33924

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 3,391 sqft · built 1974
Lot Size0.049 acres (2,134 sqft)
OwnerCompany Name on File
Last Sale$3,750,000 (Feb 2019)
Tax Bill$30,896 (2025)
Deeds & MortgagesJul 2020 Loan Modification
Feb 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN26-45-21-20-00000.0130

Property Details

APN / Parcel Number

Primary APN26-45-21-20-00000.0130
Alternative APNs
  • 21264520000000130
  • 10004240

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,391 sqft Living Area
Gross Area4,007 sqft
1st Floor Area1,511 sqft
Upper Floors Area1,690 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1991
Architectural StyleCape Cod
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area2,134 sqft (0.049 acres)
View / LotGulf
PorchFlorida Room
Porch Area580 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10004240
Street Address13 BEACH HOMES
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSSRD
Legal DescriptionSOUTH SEAS PLANTATION BEACH HOME LAND CONDO PH I OR 2199 PG 1998 + CPB 4 PG 69 HOME 13
Legal Range21E
Legal Township45S
Legal Section26
Legal SubdivisionSOUTH SEAS PLANTATION BEACH HOME LAND CO
Legal Phase1
Legal Tract20
Legal Block1
Legal Lot Number13
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1047
Census Tract80100

Owner

13 Beach Homes, a condominium, is owned by a company that bought it in February 2019.

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address301 N HIGH ST, DENVER, CO 80218-4021
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Loan Modification, Mortgage · Line of Credit
JP MORGAN CHASE BK
Feb 5, 2019Warranty Deed, Transfer · Second Mortgage (Down Payment)
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2019 · Amount on File
Deed SaleFeb 5, 2019 · Amount on File
Prior SaleMay 24, 2012 · Amount on File
Deed Document Number201925590
Prior Transfer DateDec 7, 2012
Prior Transfer Doc0000272568
Record UpdatedOct 29, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address13 BEACH HOMES, CAPTIVA, FL 33924
Document Number0000161693
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13 BEACH HOMES CAPTIVA FL 33924, CAPTIVA, FL 33924

Mortgage

Document Number0000161693
DateJul 16, 2020
Instrument161693
Lender
NameJP MORGAN CHASE BK
TypeBank
Address601 OAKMONT LN # 300, WESTMONT, IL 60559-5532
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 15, 2050
Interest
Rate TypeAdjustable Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 5, 2019
Property Address13 BEACH HOMES, CAPTIVA, FL 33924
Document Number0000025590
Map ReferenceOR 1041 PG 654-691
Instrument DateJan 31, 2019
Instrument2019000025590
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3513 N BOSWORTH AVE, 3513, CHICAGO, IL 60657-1315

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 N FRANKLIN ST, DENVER, CO 80218-4006

Mortgage

Document Number0000025591
DateFeb 5, 2019
Instrument2019000025591
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term360 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
IndexLIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,078,559 (-7.62%) Land $2,078,549 Building $10$2,078,559 (-7.62%) Land $2,078,549 Building $10
2025$30,896.00 (-27.35%)$2,250,010 (-41.82%) Land $2,250,000 Building $10$2,250,010 (-41.82%) Land $2,250,000 Building $10
2023$42,528.00 (+22.61%)$3,867,508 (+40.04%) Land $2,422,500 Building $1,445,008$3,867,508 (+40.04%) Land $2,422,500 Building $1,445,008
2022$34,686.00$2,761,698 Land $2,314,200 Building $447,498$2,761,698 Land $2,314,200 Building $447,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Beach Homes in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Beach Homes has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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