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13 Barbara Cir, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 13 Barbara Cir, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,667 sqft · built 1954
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2022)
Tax Bill$3,468 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN042-10-00-039.00

Property Details

APN / Parcel Number

Primary APN042-10-00-039.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,667 sqft Finished Area
Gross Area1,771 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions126 ft deep x 54 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address13 BARBARA CIR
CityFT WRIGHT
StateKY
Zip41011-3605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREHKAMPS ADDN FT WRIGHT BLK E LOT 20
Legal SubdivisionREHKAMPS ADDN
Legal PhaseE
Legal BlockE
Legal Lot Number20
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2008
Census Tract65200

Owner

Source: Kenton County records · APN 042-10-00-039.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 22, 2022Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Oct 04, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2022 · Amount on Record
Deed SaleMar 22, 2022 · Amount on Record
Prior SaleMar 16, 2005 · Amount on Record
Deed Document Number20220322259
Deed Book / Page155 / 7
Prior Transfer DateAug 30, 2019
Prior Transfer Doc0000000097
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605
InvestorPossibly a Property Investor

Mortgage

Document Number0005900062
DateApr 23, 2021
Book Page206/542
Instrument21042305900062
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMar 22, 2022
Property Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605
Document Number0005900259
Book / Page155 / 7
Map ReferencePL 608
Instrument DateMar 04, 2022
Instrument22032205900259
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605

Mortgage

Document Number0005900260
DateMar 22, 2022
Instrument22032205900260
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605
Document Number0000000200
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 BARBARA CIR FORT WRIGHT KY 410113605, FORT WRIGHT, KY 41011-3605

Mortgage

Document Number0000000200
DateJan 28, 2020
Book Page0000M7/000120
Instrument200
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateOct 04, 2019
Property Address13 BARBARA CIR, FT WRIGHT, KY 41011-3605
Document Number0000000097
Book / Page0C6769 / 000200
Instrument DateAug 30, 2019
Instrument97
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 BARBARA CIR FORT WRIGHT KY 410113605, FORT WRIGHT, KY 41011-3605

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,468.00 (-7.05%)$350,000 (-) Land $45,000 Building $305,000$350,000 (-) Land $45,000 Building $305,000
2023$3,731.00$350,000 Land $45,000 Building $305,000$350,000 Land $45,000 Building $305,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 223 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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