Kenton County property record for 11 Barbara Cir, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1953 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,600 (Apr 2022) |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-00-037.01 |
| Primary APN | 042-10-00-037.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,866 sqft Finished Area |
| Gross Area | 1,998 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11 BARBARA CIR |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REHKAMPS ADDN FT WRIGHT BLK E LOT 19 & PT LOT 17 |
| Legal Subdivision | REHKAMPS ADDN |
| Legal Phase | E |
| Legal Block | E |
| Legal Lot Number | 19,17 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 65200 |
Source: Kenton County records · APN 042-10-00-037.01
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 BARBARA CIR, FT WRIGHT, KY 41011-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Mar 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Apr 21, 2022 | Intrafamily Transfer, Transfer |
| May 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Apr 29, 2016 · Amount on Record |
| Deed Document Number | 2022101 |
| Deed Book / Page | 161 / 123 |
| Prior Transfer Date | Apr 18, 2022 |
| Prior Transfer Doc | 0005900101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 22, 2026 |
| Property Address | 11 BARBARA CIR, FT WRIGHT, KY 41011-3605 |
| Document Number | 0000015792 |
| Book / Page | 464 / 333 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202615792 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,612.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 AQUA VISTA CT, FORT THOMAS, KY 41075-2004 |
| Document Number | 0000015793, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026072215793 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 11 BARBARA CIR, FT WRIGHT, KY 41011-3605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2023 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0005900147 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | KCM 447/243 |
| Instrument | 23031705900147 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.64% |
| Max Rate At Change | 7.64% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 11.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 21, 2022 |
| Property Address | 11 BARBARA CIR, FT WRIGHT, KY 41011-3605 |
| Document Number | 0005900101 |
| Book / Page | 161 / 123 |
| Map Reference | PL 608 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 22042105900101 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3451 REEVES DR, 3451, COVINGTON, KY 41017-9436 |
| Name | Verified Name |
|---|---|
| Address | 11 BARBARA CIR, FT WRIGHT, KY 41011-3605 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 11 BARBARA CIR, FT WRIGHT, KY 41011-3605 |
| Document Number | 0000000212 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 11 BARBARA CIR FORT WRIGHT KY 410113605, FORT WRIGHT, KY 41011-3605 |
| Document Number | 0000000212 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 0C6420/000164 |
| Instrument | 212 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.29% |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,306.00 (+21.18%) | $232,700 (+30.29%) Land $45,000 Building $187,700 | $232,700 (+30.29%) Land $45,000 Building $187,700 |
| 2023 | $1,903.00 | $178,600 Land $45,000 Building $133,600 | $178,600 Land $45,000 Building $133,600 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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