13 B St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 13 B St, Lowell, MA 01851

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 844 sqft · built 1986
Lot Size	0.114 acres (4,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,900 (Jun 1999)
Tax Bill	$2,961 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O03520`

Property Details

APN / Parcel Number

Primary APN	`O03520`
Alternative APNs	`LOWE M:124 B:345 L:13 U:13` `M:000124 T:O03520`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	844 sqft Living Area
Gross Area	1,345 sqft
1st Floor Area	405 sqft
Basement Area	405 sqft
Unfinished Basement	405 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,967 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	O03520
Street Address	13 B ST
City	LOWELL
State	MA
Zip	01851-4217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TTF
Legal Subdivision	B STREET CONDO
Legal Block	345
Legal Lot Number	13
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2011
Census Tract	311700

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 B ST, LOWELL, MA 01851-4217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 1999 · Amount on Record
Deed Sale	Jun 28, 1999 · Amount on Record
Prior Sale	Oct 24, 1996 · Amount on Record
Deed Book / Page	10241 / 283
Transfer Doc	22896-158
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	13 B ST, LOWELL, MA 01851-4217
Document Number	31595-134
Book / Page	031595 / 000134
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31595-134
Date	Oct 30, 2017
Book Page	031595/000134
Instrument	48319

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2032

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,961.00 (+5.15%)	$260,900 (+6.36%) Building $260,900	$281,062 (-11.69%)
2025	$2,816.00 (+6.18%)	$245,300 (+10.15%) Building $245,300	$318,250 (+29.04%)
2024	$2,652.00 (+8.56%)	$222,700 (+13.22%) Building $222,700	$246,620
2023	$2,443.00	$196,700 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20