Middlesex County and Lowell City property record for 28 B St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,370 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $205,000 (Oct 2014) |
| Tax Bill | $4,920 (2026) |
| Deeds & Mortgages | May 2021 Refinance Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P04480 |
| Primary APN | P04480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 786 sqft |
| Basement Area | 786 sqft |
| Unfinished Basement | 786 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | P04480 |
|---|---|
| Street Address | 28 B ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 345 |
| Legal Lot Number | 28 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 311700 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 28 B ST, LOWELL, MA 01851-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL |
| Dec 8, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2014 · Amount on Record |
| Deed Sale | Oct 31, 2014 · Amount on Record |
| Prior Sale | Aug 19, 2008 · Amount on Record |
| Deed Book / Page | 28592 / 194 |
| Transfer Doc | 028592-194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 28 B ST, LOWELL, MA 01851-4218 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035728-217 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 35728/217 |
| Instrument | 27640 |
| Name | HOMESIDE FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 8, 2021 |
| Property Address | 28 B ST, LOWELL, MA 01851-4218 |
| Document Number | 0036601-63 |
| Book / Page | 36601 / 63 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 71190 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 B ST, LOWELL, MA 01851-4218 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,920.00 (+6.45%) | $433,500 (+7.68%) Land $152,600 Building $280,900 | $415,421 (+7.73%) |
| 2025 | $4,622.00 (+3.96%) | $402,600 (+7.85%) Land $142,700 Building $259,900 | $385,605 (+0.17%) |
| 2024 | $4,446.00 (+6.21%) | $373,300 (+10.77%) Land $128,300 Building $245,000 | $384,940 |
| 2023 | $4,186.00 | $337,000 Land $111,600 Building $225,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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