Nassau County and Oyster Bay Town property record for 13 4th St, Bayville, NY 11709
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,130 sqft · built 1950 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,040 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 28-049-00-0090 |
| Primary APN | 28-049-00-0090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 8,000 sqft (0.184 acres) |
| Deck Area | 120 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 28049 00900 |
|---|---|
| Street Address | 13 4TH ST |
| City | BAYVILLE |
| State | NY |
| Zip | 11709-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 49 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | OYSTER BAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 517902 |
13 4th St is owned and occupied by two individuals.
Source: Nassau County and Oyster Bay Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 4TH ST, BAYVILLE, NY 11709-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 13 4TH ST, BAYVILLE, NY 11709-2436 |
| Document Number | 0432800032 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 13 4TH ST BAYVILLE NY 117092436, BAYVILLE, NY 11709-2436 |
| Document Number | 0432800032 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 043280/000032 |
| Instrument | 10795 |
| Name | ANITA ZARBIS |
|---|---|
| Address | EAST NORWICH, NY 11732 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 13 4th St was $4,040 with exemptions applied.
Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Bayville Village |
| County | Nassau County |
| County Subdivision | Oyster Bay Town |
| Unified School District | Locust Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476 Land $237 Building $239 | $476,000 | |
| 2025 | $4,040.00 | ||
| 2023 | $8,024.00 Veteran's exemption | $511 Land $254 Building $257 | $511,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 554 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 554 in force |
| Nearby Flood Claims | 202 (1978–2023) |
| Claims Outside the SFHA | 20 of 202 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYVILLE (V) serves 6,700 people · EPA ID NY2902816 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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