12 4th St, Bayville, NY 11709 Property Records

Nassau County and Oyster Bay Town property record for 12 4th St, Bayville, NY 11709

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,328 sqft · built 1981
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Dec 2017)
Tax Bill	$9,417 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-048-00-0116`

Property Details

APN / Parcel Number

Primary APN	`28-048-00-0116`
Alternative APNs	`2401-28-048-00-0116-0` `28048000116000000000` `282401 28.-48-116` `28048 01160`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Balcony Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28048 01160
Street Address	12 4TH ST
City	BAYVILLE
State	NY
Zip	11709-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	116,117
Legal Block	48
Legal Lot Number	116
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1019
Census Tract	517902

Owner

12 4th St is owned and occupied by an individual who bought it in December 2017.

Source: Nassau County and Oyster Bay Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	12 4TH ST, BAYVILLE, NY 11709-2435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Deed Document Number	2017126463
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	2017126464
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Dec 20, 2017
Property Address	12 4TH ST, BAYVILLE, NY 11709-2435
Document Number	0136000253
Book / Page	013600 / 000253
Instrument Date	Dec 12, 2017
Instrument	126463
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224-34 QUEENS BLVD QUEENS VILLAGE NY 11428, QUEENS VILLAGE, NY 11428

Mortgage

Document Number	425760028
Date	Dec 20, 2017
Book Page	042576/000028
Instrument	126464

Lender

Name	EAST COAST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 4th St was $9,417.

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Bayville Village
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Locust Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478 (+0.21%) Land $177 Building $301	$478,000 (+0.21%)
2025	$9,417.00	$477 Land $176 Building $301	$477,000
2023	$10,369.00 Additional exemption filed	$522 Land $193 Building $329	$522,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 554 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	554 in force
Nearby Flood Claims	202 (1978–2023)
Claims Outside the SFHA	20 of 202
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 119 claims Hurricane Irene, Aug 2011 · 14 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVILLE (V) serves 6,700 people · EPA ID NY2902816
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880