Kane County property record for 12N895 Pollitt Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,781 sqft · built 1973 |
| Lot Size | 0.653 acres (28,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Mar 2006) |
| Tax Bill | $7,537 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-227-003 |
| Primary APN | 06-07-227-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| 1st Floor Area | 1,781 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 28,430 sqft (0.653 acres) |
| Lot Width | 143 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12N895 POLLITT DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND HAVEN LOT 13 |
| Legal Subdivision | HIGHLAND HAVEN |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851910 |
Source: Kane County records · APN 06-07-227-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12N895 POLLITT DR, ELGIN, IL 60124-7998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2023 | Deed of Trust, Mortgage · Line of Credit MCHENRY SAVINGS BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2006 · Amount on Record |
| Deed Sale | Mar 08, 2006 · Amount on Record |
| Prior Sale | Aug 12, 2004 · Amount on Record |
| Deed Document Number | 200624940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 12N895 POLLITT DR, ELGIN, IL 60124-7998 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018687 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 2023K018687 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 03, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 12N895 POLLITT DR, ELGIN, IL 60124-7998 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000072747 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021K072747 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,537.00 (+13.47%) Homeowner's exemption | ||
| 2024 | $110,547 (+21.39%) Land $26,580 Building $83,967 | $331,774 (+21.44%) Land $79,772 Building $252,002 | |
| 2022 | $6,642.00 (+6.15%) Homeowner's exemption | $91,065 (+6.96%) Land $21,896 Building $69,169 | $273,195 (+6.96%) Land $65,688 Building $207,507 |
| 2021 | $6,257.00 Homeowner's exemption | $85,139 Land $20,471 Building $64,668 | $255,417 Land $61,413 Building $194,004 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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