12N841 Pollitt Dr, Elgin, IL 60124 Property Records

Kane County property record for 12N841 Pollitt Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1974
Lot Size0.486 acres (21,156 sqft)
OwnerCompany Name on Record
Tax Bill$2,773 (2025)
Deeds & MortgagesJan 2021 Reverse Mortgage
Jan 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-227-001

Property Details

APN / Parcel Number

Primary APN06-07-227-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area2,800 sqft
1st Floor Area1,400 sqft
Basement Area1,400 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeFrame
Lot Area21,156 sqft (0.486 acres)
Lot Dimensions172 ft deep x 123 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address12N841 POLLITT DR
CityELGIN
StateIL
Zip60124-7998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND HAVEN LOT 15
Legal SubdivisionHIGHLAND HAVEN
Legal Block2
Legal Lot Number15
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12N841 POLLITT DR, ELGIN, IL 60124-7998
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 5, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 21, 2008
Transfer Doc0000024623
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address12N841 POLLITT DR, ELGIN, IL 60124-7998
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyNOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000628
DateJan 5, 2021
Instrument2021K000628
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term811 Months
DueAug 14, 2088

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address12N841 POLLITT DR, ELGIN, IL 60124-7998
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyNOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000629
DateJan 5, 2021
Instrument2021K000629
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term811 Months
DueAug 14, 2088
Interest
Rate TypeAdjustable Rate
Rate2.83%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,773.00 (-23.16%) Homeowner's exemption Senior Citizen's exemption$118,599 (+8.57%) Land $28,858 Building $89,741$355,939 (+8.57%) Land $86,609 Building $269,331
2024$109,237 (+21.39%) Land $26,580 Building $82,657$327,842 (+21.44%) Land $79,772 Building $248,070
2022$3,609.00 (-1.23%) Homeowner's exemption$89,986 (+6.96%) Land $21,896 Building $68,090$269,958 (+6.96%) Land $65,688 Building $204,270
2021$3,654.00 Homeowner's exemption$84,130 Land $20,471 Building $63,659$252,390 Land $61,413 Building $190,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Xfinity
Cable
1,200 / 35

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