Cook County property record for 12N524 Berner Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,045 sqft · built 2005 |
| Lot Size | 1.55 acres (67,585 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,947 (2023) |
| Deeds & Mortgages | Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-08-300-052 |
| Primary APN | 06-08-300-052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,045 sqft Living Area |
| 1st Floor Area | 3,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 67,585 sqft |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12 BERNER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THREE LITTLE GREEN ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 804403 |
12N524 Berner Dr is owned by an individual who acquired it in December 2020.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12N524 BERNER DR, ELGIN, IL 60120-9257 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 0000013028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 12, 2021 |
| Property Address | 12 BERNER DR, ELGIN, IL 60120 |
| Document Number | 0007113028 |
| Map Reference | DOC 0030472708 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2107113028 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 12N524 BERNER DR, ELGIN, IL 60120-9257 |
| Investor | Possibly a Property Investor |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,000 Land $30,954 Building $30,046 | $610,000 Land $309,540 Building $300,460 | |
| 2023 | $11,947.00 (+3.42%) | ||
| 2022 | $11,552.00 Homeowner's exemption | $48,999 Land $11,827 Building $37,172 | $489,990 Land $118,270 Building $371,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12N524 Berner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12N524 Berner Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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