Cook County property record for 12N246 Berner Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,573 sqft · built 1959 |
| Lot Size | 4.77 acres (208,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Sep 2015) |
| Tax Bill | $12,881 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-08-300-016 |
| Primary APN | 06-08-300-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,573 sqft Living Area |
| 1st Floor Area | 3,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 208,216 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12N246 BERNER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-9298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BERNER) (ESTATES) SUB PT OF WH SEC 08-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 08 |
| Legal Subdivision | BERNER ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12N246 BERNER DR, ELGIN, IL 60120-9298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2015 · Amount on Record |
| Deed Sale | Sep 3, 2015 · Amount on Record |
| Prior Sale | Sep 20, 2001 · Amount on Record |
| Deed Document Number | 201541109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 12N246 BERNER DR, ELGIN, IL 60120-9298 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12N246 BERNER DR, ELGIN, IL 60120-9298 |
| Document Number | 0032042135 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2132042135 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,000 (+54.3%) Land $34,356 Building $33,644 | $680,000 (+54.3%) Land $343,560 Building $336,440 | |
| 2023 | $12,881.00 (+25.03%) | ||
| 2022 | $10,302.00 Homeowner's exemption | $44,070 Land $22,070 Building $22,000 | $440,700 Land $220,700 Building $220,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Astound Broadband, T-Mobile.
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