12995 Ridge Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 12995 Ridge Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,423 sqft · built 2007
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Company Names on Record
Last Sale	$470,000 (Jun 2020)
Tax Bill	$5,203 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-100-002-000`

Property Details

APN / Parcel Number

Primary APN	`040-100-002-000`
Alternative APN	`4010000200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,423 sqft Living Area
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	49,658 sqft
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	12995 RIDGE RD
City	SUTTER CREEK
State	CA
Zip	95685-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	POR SEC9 T6N R11E POR NW1/4 OF SW1/4
Legal Range	11E
Legal Township	06N
Legal Section	09
Legal Subdivision	HOWARD K BURDETT
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3001
Census Tract	401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12995 RIDGE RD, SUTTER CREEK, CA 95685-9651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Jul 10, 2012 · Amount on Record
Deed Document Number	20204240
Last Transfer Date	Sep 24, 2021
Transfer Doc	0000012388
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	12995 RIDGE RD, SUTTER CREEK, CA 95685-9651
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12995 RIDGE RD, SUTTER CREEK, CA 95685-9651

Mortgage

Document Number	0000012184
Date	Oct 27, 2021
Instrument	2021-0012184

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Nov 2, 2021
Property Address	12995 RIDGE RD, SUTTER CREEK, CA 95685-9651
Document Number	0000012388
Map Reference	MB 14 PG 84
Instrument Date	Sep 24, 2021
Instrument	2021-0012388
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12995 RIDGE RD, SUTTER CREEK, CA 95685-9651

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,288 (+2%) Land $83,661 Building $440,627
2025	$5,203.00 (+4.08%) Homeowner's exemption	$514,009 (+4.04%) Land $82,021 Building $431,988
2024			$535,590
2023	$4,999.00 (+2.46%) Homeowner's exemption	$494,051 Land $78,837 Building $415,214
2022	$4,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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