Amador County property record for 12970 Ridge Rd, Sutter Creek, CA 95685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,796 sqft · built 1988 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,304 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-030-041-000 |
| Primary APN | 040-030-041-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,796 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 12970 RIDGE RD |
|---|---|
| City | SUTTER CREEK |
| State | CA |
| Zip | 95685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PAR 1C 5AC |
| Legal Subdivision | CHURCH/JESUS CHRIST |
| Legal Lot Number | 1C |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 401 |
12970 Ridge Rd is owned by a company that acquired it in April 2013 and is owner-occupied.
Source: Amador County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1237, SUTTER CREEK, CA 95685-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2013 |
| Transfer Doc | 0000003109 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12970 Ridge Rd was $3,304 with a homeowner's exemption.
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,113 (+2%) Land $64,788 Building $266,325 | ||
| 2025 | $3,304.00 Homeowner's exemption | $324,621 Land $63,518 Building $261,103 | |
| 2024 | $732,780 | ||
| 2023 | $3,175.00 (+3.39%) Homeowner's exemption | $312,017 Land $61,052 Building $250,965 | |
| 2022 | $3,071.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12970 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12970 Ridge Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AWA, TANNER serves 4,940 people · EPA ID CA0310003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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