12985 Reservation Rd, Salinas, CA 93908 Property Records

Monterey County property record for 12985 Reservation Rd, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,858 sqft · built 1980
Lot Size	1.37 acres (60,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,000 (Jul 2015)
Tax Bill	$7,203 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`203-031-022-000`

Property Details

APN / Parcel Number

Primary APN	`203-031-022-000`
Alternative APN	`203-031-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	60,038 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	203-031-022
Street Address	12985 RESERVATION RD
City	SALINAS
State	CA
Zip	93908-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MP 2 M C L TR 1 POR OF LOT A9 SHOWN AS PAR B2 IN VOL3 PARCELS PG35 1 AC & RW
Legal Tract	1
Legal Lot Number	A9
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1120
Census Tract	10606

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12985 RESERVATION RD, SALINAS, CA 93908-9218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	201535385
Prior Transfer Date	Jul 29, 2003
Prior Transfer Doc	0000102353
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	12985 RESERVATION RD, SALINAS, CA 93908-9218
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	TIMIOS TITLE A CALIFORNIA C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12985 RESERVATION RD, SALINAS, CA 93908-9218

Mortgage

Document Number	0000060938
Date	Sep 10, 2021
Instrument	2021060938

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	12985 RESERVATION RD, SALINAS, CA 93908-9218
Document Number	0000010580
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12985 RESERVATION RD SALINAS CA 939089218, SALINAS, CA 93908-9218

Mortgage

Document Number	0000010580
Date	Mar 3, 2020
Instrument	10580

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,670 (+2%) Land $301,865 Building $324,805
2025	$7,203.00 (+10.59%) Homeowner's exemption	$614,384 (+4.04%) Land $295,947 Building $318,437
2023	$6,513.00 (-0.32%) Homeowner's exemption	$590,529 Land $284,456 Building $306,073
2022	$6,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1998–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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