12965 Reservation Rd, Salinas, CA 93908 Property Records

Monterey County property record for 12965 Reservation Rd, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 1975
Lot Size	1.95 acres (85,271 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Nov 2003)
Tax Bill	$9,936 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`203-031-025-000`

Property Details

APN / Parcel Number

Primary APN	`203-031-025-000`
Alternative APN	`203-031-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	85,271 sqft (1.95 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	203-031-025
Street Address	12965 RESERVATION RD
City	SALINAS
State	CA
Zip	93908-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 6 PAR MAPS PG 36 PARCEL A 1.57 AC
Legal Tract	1
Legal Block	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1120
Census Tract	10606

Owner

Source: Monterey County records · APN 203-031-025-000

Assessment roll updated July 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12965 RESERVATION RD, SALINAS, CA 93908-9218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 09, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2003 · Amount on Record
Deed Sale	Nov 14, 2003 · Amount on Record
Prior Sale	Apr 02, 1998
Deed Document Number	2003140530
Prior Transfer Date	Feb 18, 1997
Prior Transfer Doc	0034880617
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	12965 RESERVATION RD, SALINAS, CA 93908-9218
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059218
Date	Oct 23, 2017
Instrument	2017059218

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	12965 RESERVATION RD, SALINAS, CA 93908-9218
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030090
Date	Jul 09, 2018
Instrument	2018030090

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	12965 RESERVATION RD, SALINAS, CA 93908-9218
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028805
Date	Jun 29, 2018
Instrument	2018028805

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Nov 01, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	12965 RESERVATION RD, SALINAS, CA 93908-9218
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12965 RESERVATION RD, SALINAS, CA 93908-9218

Mortgage

Document Number	0000049218
Date	Sep 18, 2020
Instrument	2020049218

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	12965 RESERVATION RD, SALINAS, CA 93908-9218
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12965 RESERVATION RD, SALINAS, CA 93908-9218

Mortgage

Document Number	0000049217
Date	Sep 18, 2020
Instrument	2020049217

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,936.00 (+6.21%) Homeowner's exemption	$847,266 (+4.04%) Land $409,967 Building $437,299
2024	$9,355.00 (+4.08%)
2023	$8,988.00 (-0.41%) Homeowner's exemption	$814,368 Land $394,049 Building $420,319
2022	$9,025.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530106061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1998–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 563 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Internet Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: California Internet.

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