Adams County property record for 12984 Elati St, Westminster, CO 80234
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,867 sqft · built 2017 |
| Lot Size | 0.204 acres (8,891 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,052,800 (Aug 2022) |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0197971 |
| Primary APN | R0197971 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 25 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,867 sqft Living Area |
| Basement Area | 1,787 sqft |
| Finished Basement | 1,687 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,891 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 868 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0197971 |
|---|---|
| Old Parcel Number | R0191035 |
| Street Address | 12984 ELATI ST |
| City | WESTMINSTER |
| State | CO |
| Zip | 80234-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HURON PARK FLG NO 1 LOT 154 |
| Legal Subdivision | HURON PARK |
| Legal Lot Number | 154 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 60100 |
Source: Adams County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12984 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Warranty Deed, Transfer · ARM FIRSTBANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Jan 19, 2018 | Grant Deed, Transfer INSPIRE HM LNS INC |
| Dec 20, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Prior Sale | Jan 19, 2018 · Amount on File |
| Deed Document Number | 2022000070894 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Aug 19, 2022 |
| Property Address | 12984 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000070894 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022000070894 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.28 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12984 ELATI ST, 12984, WESTMINSTER, CO 80234-2815 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12984 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000070895 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022000070895 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.5% |
| Index | 12-Month MTA |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12984 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000131983 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020000131983 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Jan 19, 2018 |
| Property Address | 12984 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000005790 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 5790 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12984 ELATI ST WESTMINSTER CO 80234, WESTMINSTER, CO 80234 |
| Document Number | 5791 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 5791 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 20, 2017 |
| Property Address | 12984 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000111758 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 111758 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8390 E CRESCENT PKWY #650 GREENWOOD VILLAGE CO 801112940, 650, GREENWOOD VILLAGE, CO 80111-2940 |
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Westminster City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,946.00 (-70.45%) | $60,570 (-8.92%) Land $10,630 Building $49,940 | $969,000 (-1.42%) Land $170,000 Building $799,000 |
| 2023 | $6,585.00 (+12.51%) | $66,500 (+13.58%) Land $10,150 Building $56,350 | $983,000 (+16.71%) Land $150,000 Building $833,000 |
| 2022 | $5,853.00 | $58,550 Land $20,860 Building $37,690 | $842,240 Land $300,000 Building $542,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 202,078 people · EPA ID CO0101170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures