Adams County property record for 12974 Elati St, Westminster, CO 80234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,158 sqft · built 2017 |
| Lot Size | 0.173 acres (7,571 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $507,000 (Nov 2018) |
| Tax Bill | $1,438 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0197972 |
| Primary APN | R0197972 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 2,158 sqft |
| Basement Area | 2,129 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,571 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 753 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0197972 |
|---|---|
| Old Parcel Number | R0191036 |
| Street Address | 12974 ELATI ST |
| City | WESTMINSTER |
| State | CO |
| Zip | 80234-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HURON PARK FLG NO 1 LOT 153 |
| Legal Subdivision | HURON PARK |
| Legal Lot Number | 153 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 60100 |
Source: Adams County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit WESTERRA CU |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU |
| Feb 17, 2021 | Deed of Trust, Mortgage · Line of Credit WESTERRA CU |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU |
| Nov 28, 2018 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG |
| Dec 20, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Deed Document Number | 2018000095299 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007867 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023000007867 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 12, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | FITCO |
| Name | Verified Name |
|---|---|
| Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000107957 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021000107957 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018643 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021000018643 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 16, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000051692 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019000051692 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | DENVER, CO 80224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000073770 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 12974 ELATI ST WESTMINSTER CO 802342815, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000073770 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 73770 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Nov 28, 2018 |
| Property Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000095299 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 95299 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12974 ELATI ST WESTMINSTER CO 802342815, WESTMINSTER, CO 80234-2815 |
| Document Number | 95300 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 95300 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 27, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 20, 2017 |
| Property Address | 12974 ELATI ST, WESTMINSTER, CO 80234-2815 |
| Document Number | 0000111758 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 111758 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8390 E CRESCENT PKWY #650 GREENWOOD VILLAGE CO 801112940, 650, GREENWOOD VILLAGE, CO 80111-2940 |
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Westminster City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,438.00 (-70.91%) | $44,760 (-10.35%) Land $10,630 Building $34,130 | $716,000 (-2.98%) Land $170,000 Building $546,000 |
| 2023 | $4,944.00 (-0.76%) | $49,930 (+0.2%) Land $10,150 Building $39,780 | $738,000 (+2.95%) Land $150,000 Building $588,000 |
| 2022 | $4,982.00 | $49,830 Land $20,860 Building $28,970 | $716,886 Land $300,000 Building $416,886 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 202,078 people · EPA ID CO0101170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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