1298 Locust St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1298 Locust St, Dubuque, IA 52001

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 8.5 ba · 4,177 sqft · built 1908
Lot Size	0.092 acres (3,990 sqft)
Owner	Company Name on File
Last Sale	$480,000 (Nov 2022)
Tax Bill	$5,836 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-415-001`

Property Details

APN / Parcel Number

Primary APN	`10-24-415-001`

Interior

Bedrooms	20 Beds
Full Baths	8.5 Baths
Half Baths	5 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,177 sqft Total Area
1st Floor Area	1,638 sqft
Attic	Attic
Attic Area	901 sqft
Basement Area	1,638 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,990 sqft (0.092 acres)
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	298 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1298 LOCUST ST
City	DUBUQUE
State	IA
Zip	52001-4750
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CI
Legal Description	N 35' OF N 55' OF CITY LOT 477
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	DUBUQUE
Legal Lot Number	477
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3019
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jackson Park Historic District listed 1986 · 117 contributing resources · NRIS 86002102

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1298 Locust St, a residential property, is owned by a company that bought it in November 2022.

Source: Dubuque County records, as of March 27, 2026

Owner of Record	Company Name on File
Mailing Address	2875 NOBLE AVE, GREENE, IA 50636-9244
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY STATE BANK
Aug 27, 2019	Deed of Trust, Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Deed Document Number	202214458
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1298 LOCUST ST, DUBUQUE, IA 52001-4750
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 NOBLE AVE, GREENE, IA 50636-9244

Mortgage

Document Number	0000014459
Date	Nov 30, 2022
Instrument	2022-00014459

Lender

Name	FIRST SECURITY STATE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1298 LOCUST ST, DUBUQUE, IA 52001-4750
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009861
Date	Aug 27, 2019
Instrument	2019-00009861

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1298 Locust St was $5,836.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,836.00	$445,400 Land $23,900 Building $421,500	$445,400 Land $23,900 Building $421,500
2024	$5,836.00
2023		$405,800 (+95.49%) Land $14,400 Building $391,400	$405,800 Land $14,400 Building $391,400
2022	$3,580.00	$207,580 Land $14,360 Building $193,220
2021			$207,580 Land $14,360 Building $193,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1298 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1298 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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