1268 Locust St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1268 Locust St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	10 bd · 3.5 ba · 4,230 sqft · built 1866
Lot Size	0.173 acres (7,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2014)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-415-004`

Property Details

APN / Parcel Number

Primary APN	`10-24-415-004`

Interior

Bedrooms	10 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	4,230 sqft Living Area
1st Floor Area	1,987 sqft
Upper Floors Area	1,987 sqft
Basement Area	2,243 sqft
Unfinished Basement	2,243 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1866
Effective Year Built	Effective 1866
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,524 sqft (0.173 acres)
Lot Dimensions	114 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	573 sqft
Deck Area	54 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal

Location & Zoning

Street Address	1268 LOCUST ST
City	DUBUQUE
State	IA
Zip	52001-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	S 66' OF CITY LOT 477
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	PRESCOTT
Legal Lot Number	477
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3019
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jackson Park Historic District listed 1986 · 117 contributing resources · NRIS 86002102

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1268 LOCUST ST, DUBUQUE, IA 52001-4708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BANK & TRUST CO
Sep 30, 2019	Deed of Trust, Mortgage DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on Record
Deed Sale	Oct 15, 2014 · Amount on Record
Prior Sale	Feb 26, 2007 · Amount on Record
Deed Document Number	201411598
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Apr 9, 2026
Property Address	1268 LOCUST ST, DUBUQUE, IA 52001-4708
Document Number	0000003511
Instrument Date	Apr 3, 2026
Instrument	20263511
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1268 LOCUST ST, DUBUQUE, IA 52001-4708

Mortgage

Document Number	0000003511,
Date	Apr 9, 2026
Instrument	20263511

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2036

Interest

Rate	6%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1268 LOCUST ST, DUBUQUE, IA 52001-4708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017735
Date	Nov 9, 2020
Instrument	2020-00017735

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1268 LOCUST ST, DUBUQUE, IA 52001-4708
Document Number	0000011996
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1268 LOCUST ST DUBUQUE IA 520014708, DUBUQUE, IA 52001-4708

Mortgage

Document Number	0000011996
Date	Oct 4, 2019
Instrument	11996

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	1398 CENTRAL AVE, DUBUQUE, IA 52001-5021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,578.00 Homeowner's exemption	$324,100 (+25.09%) Land $18,900 Building $305,200	$324,100 (+23.28%) Land $18,900 Building $305,200
2024	$3,578.00 (+9.75%)
2023		$259,100 (+30.92%) Land $17,800 Building $241,300	$262,900 (+30.98%)
2022	$3,260.00 Homeowner's exemption	$197,910 Land $17,850 Building $180,060
2021			$200,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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