Dakota County property record for 12978 Findlay Way, Apple Valley, MN 55124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,777 sqft · built 1973 |
| Lot Size | 0.283 acres (12,325 sqft) |
| Owner | Individual Name on File |
| Last Sale | $377,000 (Mar 2021) |
| Tax Bill | $4,574 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-31004-03-040 |
| Primary APN | 01-31004-03-040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 2,264 sqft |
| 1st Floor Area | 977 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Construction Type | Wood |
| Lot Area | 12,325 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12978 FINDLAY WAY |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55124-7934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENLEAF 5TH ADDITION 4 3 |
| Legal Subdivision | GREENLEAF 5TH ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | APPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 60822 |
12978 Findlay Way is owned and occupied by an individual who bought it in March 2021.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12978 FINDLAY WAY, SAINT PAUL, MN 55124-7934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Prior Sale | Dec 27, 2012 · Amount on File |
| Deed Document Number | 20213450777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Mar 29, 2021 |
| Property Address | 12978 FINDLAY WAY, APPLE VALLEY, MN 55124-7934 |
| Document Number | 0003450777 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 3450777 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | PARTNERS IN TITLE LLC, PARTNERS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,244.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12978 FINDLAY WAY, APPLE VALLEY, MN 55124-7934 |
| Document Number | 0003450778 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 3450778 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 12978 Findlay Way was $4,574 with a homeowner's exemption.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Apple Valley City |
| County | Dakota County |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,574.00 | $374,000 Land $112,000 Building $262,000 | $374,000 Land $112,000 Building $262,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12978 Findlay Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12978 Findlay Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Apple Valley serves 50,300 people · EPA ID MN1190001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Southeast MN Wifi Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: AT&T.
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