12974 Findlay Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12974 Findlay Way, Apple Valley, MN 55124

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,980 sqft · built 1973
Lot Size0.27 acres (11,767 sqft)
OwnerIndividual Name on File
Last Sale$401,000 (Apr 2022)
Tax Bill$3,938 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-31004-03-050

Property Details

APN / Parcel Number

Primary APN01-31004-03-050

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,980 sqft Living Area
Gross Area2,420 sqft
1st Floor Area1,980 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1984
Construction TypeWood
Lot Area11,767 sqft (0.27 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12974 FINDLAY WAY
CitySAINT PAUL
StateMN
Zip55124-7934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENLEAF 5TH ADDITION 5 3
Legal SubdivisionGREENLEAF 5TH ADDITION
Legal Block3
Legal Lot Number50
JurisdictionDAKOTA MN
Township / Civil DivisionAPPLE VALLEY
Census Block Group1
Census Block1008
Census Tract60822

Owner

12974 Findlay Way is owned and occupied by an individual who bought it in April 2022.

Source: Dakota County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address12974 FINDLAY WAY, SAINT PAUL, MN 55124-7934
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2022 · Amount on File
Deed SaleApr 28, 2022 · Amount on File
Prior SaleJan 9, 2015 · Amount on File
Deed Document Number20221404276
Prior Transfer DateApr 1, 2011
Prior Transfer Doc0002840830
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateMay 4, 2022
Property Address12974 FINDLAY WAY, APPLE VALLEY, MN 55124-7934
Document Number0003537722
Instrument DateApr 28, 2022
Instrument3537722
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyEDGEWATER TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,323.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12974 FINDLAY WAY, APPLE VALLEY, MN 55124-7934

Mortgage

Document Number0003537723
DateMay 4, 2022
Instrument3537723
Lender
NameALERUS FINANCIAL NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12974 Findlay Way was $3,938 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,938.00$326,500 Land $106,600 Building $219,900$326,500 Land $106,600 Building $219,900
2023$3,314.00 Homeowner's exemption
2022$317,600 Land $102,700 Building $214,900$317,600 Land $102,700 Building $214,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12974 Findlay Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12974 Findlay Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemApple Valley
serves 50,300 people · EPA ID MN1190001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Southeast MN Wifi
Fixed Wireless
300 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: AT&T.

Nearby Properties on Findlay Way

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