12977 Chenille Dr, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 12977 Chenille Dr, Carmel, IN 46074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,214 sqft · built 2019
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$556,300 (Dec 2019)
Tax Bill$6,657 (2024)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-30-010-006.000-018

Property Details

APN / Parcel Number

Primary APN29-09-30-010-006.000-018
Alternative APN
  • 1709300010006000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,214 sqft Living Area
Gross Area5,674 sqft
1st Floor Area5,044 sqft
Basement Area1,830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12977 CHENILLE DR
CityCARMEL
StateIN
Zip46074-7414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .25, SECTION 30, TOWNSHIP 18, RANGE 3, COPPER RUN, LOT 8, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section30
Legal SubdivisionCOPPER RUN
Legal Lot Number8
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1005
Census Tract111010

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12977 CHENILLE DR, CARMEL, IN 46074-7414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Deed Document Number201966338
Record UpdatedSep 20, 2026

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 30, 2019
Property Address12977 CHENILLE DR, CARMEL, IN 46074-7414
Document Number2019066338
Instrument DateDec 26, 2019
Instrument2019066338
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12977 CHENELLE DRIVE, CARMEL, IN 46074-7414

Mortgage

Document Number2019066339
DateDec 30, 2019
Instrument2019066339
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$612,800 (+5.75%) Land $128,000 Building $484,800$612,800 (+5.75%) Land $128,000 Building $484,800
2024$6,657.00 (+3.55%)
2023$6,429.00 (+15.59%) Homeowner's exemption$579,500 (+20.33%) Land $128,000 Building $451,500$579,500 (+20.33%) Land $128,000 Building $451,500
2022$5,562.00 Homeowner's exemption$481,600 Land $112,400 Building $369,200$481,600 Land $112,400 Building $369,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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