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12974 Chenille Dr, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 12974 Chenille Dr, Carmel, IN 46074

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,749 sqft · built 2020
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$626,560 (Apr 2020)
Tax Bill$7,104 (2024)
Deeds & MortgagesApr 2020 Sale & Mortgage
Aug 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-09-30-000-043.302-018

Property Details

APN / Parcel Number

Primary APN29-09-30-000-043.302-018
Alternative APN
  • 1709300000043302

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area3,749 sqft Living Area
Basement Area1,735 sqft

Exterior

Year BuiltBuilt 2020
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area709 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709300000043302
Street Address12974 CHENILLE DR
CityCARMEL
StateIN
Zip46074-7414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .28, SECTION 30, TOWNSHIP 18, RANGE 3, COPPER RUN, LOT 3, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section30
Legal SubdivisionCLAY
Legal Lot Number3
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1005
Census Tract111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12974 CHENILLE DR, CARMEL, IN 46074-7414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC
Aug 22, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 22, 2018Warranty Deed, Transfer
OTHER
Aug 22, 2018Quit Claim Deed, Transfer · Line of Credit
NEAL B UPTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2020 · Amount on Record
Deed SaleApr 22, 2020 · Amount on Record
Prior SaleAug 22, 2018
Deed Document Number2020022592
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 22, 2020
Property Address12974 CHENILLE DR, CARMEL, IN 46074-7414
Document Number0000022592
Instrument DateApr 17, 2020
Instrument2020022592
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12974 CHENILLE DR, CARMEL, IN 46074-7414

Mortgage

Document Number0000022593
DateApr 22, 2020
Instrument2020022593
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateAug 22, 2018
Property Address12974 CHENILLE DR, CARMEL, IN 46074-7414
Document Number0000038998
Instrument DateAug 16, 2018
Instrument38998
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11590 N MERIDIAN ST #530 CARMEL IN 460326970, 530, CARMEL, IN 46032-6970

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 22, 2018
Property Address12974 CHENILLE DR, CARMEL, IN 46074-7414
Document Number0000038997
Instrument DateAug 16, 2018
Instrument38997
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11590 N MERIDIAN ST #530 CARMEL IN 460326970, 530, CARMEL, IN 46032-6970

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateAug 22, 2018
Property Address12974 CHENILLE DR, CARMEL, IN 46074-7414
Document Number0000038999
Instrument DateAug 16, 2018
Instrument38999
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11590 N MERIDIAN ST #530 CARMEL IN 460326970, 530, CARMEL, IN 46032-6970

Mortgage

Document Number39000
DateAug 22, 2018
Instrument39000
Lender
NameNEAL B UPTON
Address4509 W 131ST ST, CARMEL, IN 46074-9604
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$659,800 (+5.82%) Land $130,500 Building $529,300$659,800 (+5.82%) Land $130,500 Building $529,300
2024$7,104.00 (+2.05%)
2023$6,961.00 (+1.38%) Homeowner's exemption$623,500 (+4.77%) Land $130,500 Building $493,000$623,500 (+4.77%) Land $130,500 Building $493,000
2022$6,866.00 Homeowner's exemption$595,100 Land $114,600 Building $480,500$595,100 Land $114,600 Building $480,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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