12976 Ridge Rd, Grass Valley, CA 95945 Property Records

Nevada County property record for 12976 Ridge Rd, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,272 sqft · built 1949
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$269,000 (Dec 2009)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-030-044-000`

Property Details

APN / Parcel Number

Primary APN	`008-030-044-000`
Alternative APN	`08-030-44-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Traditional
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-030-44-000
Street Address	12976 RIDGE RD
City	GRASS VALLEY
State	CA
Zip	95945-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-1.5
Legal Description	PTN LT1 BK2 ALTA RIDGE VIEW PK
Legal Subdivision	ALTA RIDGE VIEW PK
Legal Block	2
Legal Lot Number	1
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1004
Census Tract	503

Owner

12976 Ridge Rd is owner-occupied and held in a trust since March 2025.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12976 RIDGE RD, GRASS VALLEY, CA 95945-4928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2009 · Amount on File
Deed Sale	Dec 9, 2009 · Amount on File
Prior Sale	Nov 3, 2005 · Amount on File
Deed Document Number	200932712
Last Transfer Date	Mar 25, 2025
Transfer Doc	0000004860
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12976 RIDGE RD, GRASS VALLEY, CA 95945-4928
Document Number	0000002067
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12976 RIDGE RD GRASS VALLEY CA 959454928, GRASS VALLEY, CA 95945-4928

Mortgage

Document Number	0000002067
Date	Jan 22, 2021
Instrument	2067

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 21, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 12976 Ridge Rd was $3,897 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,159 (+2%) Land $164,570 Building $189,589
2025	$3,897.00 Homeowner's exemption	$347,216 Land $161,344 Building $185,872
2023	$3,716.00 (+1.03%) Homeowner's exemption	$333,735 Land $155,080 Building $178,655	$493,290
2022	$3,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12976 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12976 Ridge Rd is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 66% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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