12911 Ridge Rd, Grass Valley, CA 95945 Property Records

Nevada County property record for 12911 Ridge Rd, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,951 sqft · built 1939
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-070-008-000`

Property Details

APN / Parcel Number

Primary APN	`008-070-008-000`
Alternative APN	`08-070-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft
2nd Floor Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1950
Architectural Style	Traditional
Lot Area	23,522 sqft (0.54 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-070-08-000
Street Address	12911 RIDGE RD
City	GRASS VALLEY
State	CA
Zip	95945-4927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-1.5
Legal Description	PTN SW 1/4 22-16-8
Legal Range	8E
Legal Township	16N
Legal Section	22
Legal Subdivision	PONDEROSA PALISADES 01
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1010
Census Tract	504

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Aug 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 17, 2020	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2021
Transfer Doc	0000028317
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Jun 29, 2026
Property Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927
Document Number	0000010190
Instrument Date	Jun 18, 2026
Instrument	202610190
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927

Mortgage

Document Number	0000010190,
Date	Jun 29, 2026
Instrument	202610190

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Aug 26, 2021
Property Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927
Document Number	0000028317
Instrument Date	Aug 18, 2021
Instrument	20210028317
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927

Mortgage

Document Number	0000028318
Date	Aug 26, 2021
Instrument	20210028318

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 17, 2020
Property Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927
Document Number	0000023737
Instrument Date	Aug 21, 2020
Instrument	23737
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12911 RIDGE RD GRASS VALLEY CA 959454927, GRASS VALLEY, CA 95945-4927

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Sep 1, 2020
Property Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927
Document Number	0000021690
Instrument Date	Aug 21, 2020
Instrument	20200021690
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12911 RIDGE RD, GRASS VALLEY, CA 95945-4927

Mortgage

Document Number	0000021691
Date	Sep 1, 2020
Instrument	20200021691

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,554 (+2%) Land $51,707 Building $174,847
2025	$2,563.00 (+5%) Homeowner's exemption	$222,113 (+4.04%) Land $50,694 Building $171,419
2023	$2,441.00 (+1.12%) Homeowner's exemption	$213,489 Land $48,726 Building $164,763	$557,460
2022	$2,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures