12976 Hencher Rd, De Soto, MO 63020 Property Records

Jefferson County property record for 12976 Hencher Rd, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1965
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on File
Last Sale	$190,119 (Sep 2022)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-3.1-05.2-0-000-044.01`

Property Details

APN / Parcel Number

Primary APN	`23-3.1-05.2-0-000-044.01`
Alternative APN	`2331052 04401`

Interior

Full Baths	1 Bath
Building Area	960 sqft Living Area
Gross Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Construction Type	Frame
Lot Area	156,816 sqft
Garage Type	Attached
Garage Area	854 sqft
Porch	Open Frame Porch
Porch Area	344 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12976 HENCHER RD
City	DE SOTO
State	MO
Zip	63020-4597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	BUTTERCUP ACRES 1 & 2 LOT SPLIT LOT 3C
Legal Range	5E
Legal Township	39N
Legal Section	05
Legal Subdivision	BUTTERCUP
Legal Block	2
Legal Lot Number	3C
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	2
Census Block	2002
Census Tract	701300

Owner

12976 Hencher Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12976 HENCHER RD, DE SOTO, MO 63020-4597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit SUN WEST MORTGAGE COMPANY INC
Sep 30, 2022	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	May 7, 2015 · Amount on File
Deed Document Number	202232192
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	0000032192
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12976 HENCHER RD, DE SOTO, MO 63020-4597
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043384
Date	Oct 4, 2021
Instrument	2021R-043384

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Sep 30, 2022
Property Address	12976 HENCHER RD, DE SOTO, MO 63020-4597
Document Number	0000032192
Map Reference	MB 123 PG 2
Instrument Date	Sep 26, 2022
Instrument	2022R-032192
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12976 HENCHER RD, DE SOTO, MO 63020-4597

Mortgage

Document Number	0000032193
Date	Sep 30, 2022
Instrument	2022R-032193

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12976 Hencher Rd was $1,852.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,100 (-) Land $3,000 Building $24,100	$142,500 Land $15,800 Building $126,700
2025	$1,852.00	$27,100 Land $3,000 Building $24,100
2024			$142,500 (+8.86%) Land $15,800 Building $126,700
2023	$1,718.00	$24,900 Land $3,000 Building $21,900	$130,900 Land $15,800 Building $115,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12976 Hencher Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12976 Hencher Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hencher Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures