12972 Hencher Rd, De Soto, MO 63020 Property Records

Jefferson County property record for 12972 Hencher Rd, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,404 sqft · built 1994
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$160,830 (May 2024)
Tax Bill	$1,660 (2025)
Deeds & Mortgages	May 2024 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-3.1-05.2-0-000-044.02`

Property Details

APN / Parcel Number

Primary APN	`23-3.1-05.2-0-000-044.02`
Alternative APN	`2331052 04402`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	52,272 sqft
Garage Type	Attached
Garage Area	264 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12972 HENCHER RD
City	DE SOTO
State	MO
Zip	63020-4597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	BUTTERCUP ACRES 1 LOT SPLIT LOT 3B
Legal Range	5E
Legal Township	39N
Legal Section	05
Legal Subdivision	BUTTERCUP
Legal Block	2
Legal Lot Number	3B
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	2
Census Block	2002
Census Tract	701300

Owner

12972 Hencher Rd is owned and occupied by an individual who bought it in May 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12972 HENCHER RD, DE SOTO, MO 63020-4597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 27, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 20, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Deed Document Number	202410658
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000046025
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 3, 2024
Property Address	12972 HENCHER RD, DE SOTO, MO 63020-4597
Document Number	0000010658
Map Reference	MB 123 PG 2
Instrument Date	Apr 29, 2024
Instrument	2024R-010658
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12972 HENCHER RD, DE SOTO, MO 63020-4597

Mortgage

Document Number	0000010659
Date	May 3, 2024
Instrument	2024R-010659

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON MO
Recording Date	Oct 27, 2022
Property Address	12972 HENCHER RD, DE SOTO, MO 63020-4597
Document Number	0000034864
Instrument Date	Oct 11, 2022
Instrument	2022R-034864
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12972 HENCHER RD, DE SOTO, MO 63020-4597

October 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 20, 2021
Property Address	12972 HENCHER RD, DE SOTO, MO 63020-4597
Document Number	0000046025
Map Reference	MB 142 PG 001
Instrument Date	Oct 19, 2021
Instrument	2021R-046025
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14222 DRY FORK RD, FESTUS, MO 63028-4932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12972 HENCHER RD, DE SOTO, MO 63020-4597

Tax Assessment & Valuation

The 2025 property tax bill for 12972 Hencher Rd was $1,660.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,300 (-) Land $1,300 Building $23,000	$127,400 Land $6,600 Building $120,800
2025	$1,660.00	$24,300 Land $1,300 Building $23,000
2024			$127,400 (+9.08%) Land $6,600 Building $120,800
2023	$1,532.00	$22,200 (-) Land $1,300 Building $20,900	$116,800 Land $6,600 Building $110,200
2022	$1,532.00	$22,200 Land $1,300 Building $20,900
2021			$116,700 Land $6,600 Building $110,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12972 Hencher Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12972 Hencher Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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