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12976 Borland St, Windermere, FL 34786 Property Records

Orange County property record for 12976 Borland St, Windermere, FL 34786

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,325 sqft · built 2007
Lot Size0.69 acres (3,000 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2007)
Tax Bill$5,681 (2025)
Deeds & MortgagesAug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN25-23-27-9148-00-320

Property Details

APN / Parcel Number

Primary APN25-23-27-9148-00-320
Alternative APNs
  • 272325914800320
  • 148070
  • 149238
  • 151359

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,325 sqft Living Area
Gross Area1,949 sqft
1st Floor Area740 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.69 acres)
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12976 BORLAND ST
CityWINDERMERE
StateFL
Zip34786-6333
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP-D
Legal DescriptionWICKHAM PARK 66/28 LOT 32
Legal Range27E
Legal Township23S
Legal Section25
Legal SubdivisionWICKHAM PARK
Legal Tract9148
Legal Lot Number32
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2008
Census Tract17112

Owner

12976 Borland St, a townhouse, is owned by an individual who acquired it in May 2017.

Source: Orange County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address13506 SUMMERPORT VILLAGE PKWY, WINDERMERE, FL 34786-7366
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2007 · Amount on File
Deed SaleMay 31, 2007 · Amount on File
Deed Document Number2007350240
Deed Book / Page9280 / 4151
Last Transfer DateMay 8, 2017
Transfer Doc0000440931
Record UpdatedJun 8, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateAug 9, 2017
Property Address12976 BORLAND ST, WINDERMERE, FL 34786-6333
Document Number0000440931
Instrument DateMay 8, 2017
Instrument440931
Transaction TypeTransfer
Record UpdatedAug 22, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12976 BORLAND ST WINDERMERE FL 347866333, WINDERMERE, FL 34786-6333

Tax Assessment & Valuation

The 2025 property tax bill for 12976 Borland St was $5,681, up 8.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,590 (+2.49%) Land $70,000 Building $244,590$314,590 (-1.18%) Land $70,000 Building $244,590
2025$5,681.00 (+8.09%)$306,951$318,350 Land $70,000 Building $248,350
2024$5,256.00 (+15.44%)
2023$4,553.00 (+8.87%)$270,978 (+7.58%) Land $75,000 Building $195,978$270,978 (+7.58%) Land $75,000 Building $195,978
2022$4,182.00$251,894 Land $70,000 Building $181,894$251,894 Land $70,000 Building $181,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12976 Borland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12976 Borland St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

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