12972 Borland St, Windermere, FL 34786 Property Records

Orange County property record for 12972 Borland St, Windermere, FL 34786

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,325 sqft · built 2007
Lot Size0.55 acres (2,400 sqft)
OwnerIndividual Name on Record
Last Sale$222,500 (Mar 2019)
Tax Bill$3,702 (2025)
Deeds & MortgagesMar 2019 Sale
Flood ZoneZone X (minimal risk)
APN25-23-27-9148-00-330

Property Details

APN / Parcel Number

Primary APN25-23-27-9148-00-330
Alternative APNs
  • 272325914800330
  • 148071
  • 149240
  • 151360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,325 sqft Living Area
Gross Area1,949 sqft
1st Floor Area740 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,400 sqft (0.55 acres)
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12972 BORLAND ST
CityWINDERMERE
StateFL
Zip34786-6333
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP-D
Legal DescriptionWICKHAM PARK 66/28 LOT 33
Legal Range27E
Legal Township23S
Legal Section25
Legal SubdivisionWICKHAM PARK
Legal Tract9148
Legal Lot Number33
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2008
Census Tract17112

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12972 BORLAND ST, WINDERMERE, FL 34786-6333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Prior SaleJul 18, 2007 · Amount on Record
Deed Document Number2019180086
Record UpdatedJun 8, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 26, 2019
Property Address12972 BORLAND ST, WINDERMERE, FL 34786-6333
Document Number0000180086
Instrument DateMar 22, 2019
Instrument180086
Transaction TypeTransfer
Record UpdatedApr 5, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,557.50
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12972 BORLAND ST WINDERMERE FL 347866333, WINDERMERE, FL 34786-6333

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,540 (+2.7%)$308,690 (-1.21%) Land $70,000 Building $238,690
2025$3,702.00 (+5.86%) Homeowner's exemption$231,295 (+5.99%)$312,480 (+14.46%) Land $70,000 Building $242,480
2024$3,497.00 (+7.43%)
2023$3,255.00 (+4.33%) Homeowner's exemption$218,229 (+3%)$273,000 (+7.66%) Land $75,000 Building $198,000
2022$3,120.00 Homeowner's exemption$211,873$253,583 Land $70,000 Building $183,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Nearby Properties on Borland St

Nearby Streets

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