St. Louis County property record for 12975 Gallagher Rd, Saint Louis, MO 63141 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,828 sqft · built 1966 |
| Lot Size | 0.199 acres (8,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Jun 1992) |
| Tax Bill | $4,003 (2024) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16P-2-1-005-4 |
| Primary APN | 16P-2-1-005-4 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,682 sqft (0.199 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12975 GALLAGHER RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63141-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNWOOD PLAT 2 |
| Legal Subdivision | FERNWOOD PLAT 2 |
| Legal Lot Number | 88 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 215233 |
Source: St. Louis County records · APN 16P-2-1-005-4
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12975 GALLAGHER RD, SAINT LOUIS, MO 63141-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 1992 · Amount on Record |
| Deed Sale | Jun 01, 1992 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12975 GALLAGHER RD, SAINT LOUIS, MO 63141-6114 |
| Document Number | 0234103065 |
| Instrument Date | Feb 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12975 GALLAGHER RD ST LOUIS MO 631416114, ST LOUIS, MO 63141-6114 |
| Document Number | 0234103065 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 023410/003065 |
| Instrument | 734 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Creve Coeur City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,250 (+7.08%) Land $26,180 Building $37,070 | $332,900 (+7.08%) Land $137,800 Building $195,100 | |
| 2024 | $4,003.00 (+4.16%) | ||
| 2023 | $3,843.00 (+29.13%) | $59,070 (+40.68%) Land $16,360 Building $42,710 | $310,900 (+40.68%) Land $86,100 Building $224,800 |
| 2022 | $2,976.00 | $41,990 Land $19,650 Building $22,340 | |
| 2021 | $221,000 Land $103,400 Building $117,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892152331, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2020, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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