12972 W Sprague Rd, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 12972 W Sprague Rd, Parma, OH 44130 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage954 sqft Living Area
Lot Size10,800 sqft (0.248 acres)
GarageDetached, 440 sqft
Last Sale$170,000 (2025)
Tax Bill$3,049.00 (2025)

Property Details

APN / Parcel Number

Primary APN457-15-015

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Building Area954 sqft Living Area
Gross Area1,890 sqft Gross Area
1st Floor954 sqft 1st Floor
Basement Area936 sqft Basement
Finished Basement468 sqft Finished
Unfinished Basement468 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1970
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,800 sqft (0.248 acres)
Depth X Width180 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area440 sqft Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address12972 W SPRAGUE RD
CityCLEVELAND
StateOH
Zip44130-7135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELY 38 EP 396.60FT SWC
Legal SubdivisionELY TR
Legal Lot Number38
JurisdictionCUYAHOGA OH
Minor Civil DivisionPARMA
Census Blockgroup2
Census Block2007
Census Tract177605

Owner

Source: Cuyahoga County records · APN 457-15-015

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3945 PINE LAKE CIR, RICHFIELD, OH 44286-9570
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Deed of Trust, Mortgage · Commercial Mortgage
RCN CAPITAL LLC
Dec 02, 2025Warranty Deed, Transfer
PROSPERITY WAY CAPITAL LLC
Apr 15, 2021Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2025 · Amount on Record
Deed SaleDec 02, 2025 · Amount on Record
Prior SaleApr 15, 2021 · Amount on Record
Deed Doc Number2025680
Prior Transfer DateApr 30, 2007
Prior Transfer Doc0000000682
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address12972 W SPRAGUE RD, PARMA, OH 44130-7135
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanySOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 PINE LAKE CIR, RICHFIELD, OH 44286-9570

Mortgage

Document Number0000000321
DateMar 06, 2026
Instrument202603060321
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
AddressSOUTH WINDSOR, CT 06074
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateDec 02, 2025
Property Address12972 W SPRAGUE RD, PARMA, OH 44130-7135
Document Number0000000680
Map ReferenceVOL 94 PG 55
Instrument DateNov 29, 2025
Instrument202512020680
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyGUARDIAN TITLE AGENCY, GUARDIAN TITLE AND

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 PINE LAKE CIR, RICHFIELD, OH 44286-9570

Mortgage

Document Number0000000681
DateDec 02, 2025
Instrument202512020681
Lender
NamePROSPERITY WAY CAPITAL LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateApr 15, 2021
Property Address12972 W SPRAGUE RD, PARMA, OH 44130-7135
Document Number0000000668
Instrument DateApr 13, 2021
Instrument202104150668
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyHARVARD TITLE AGENCY LLC, HARVARD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12972 W SPRAGUE RD, PARMA, OH 44130-7135

Mortgage

Document Number0000000669
DateApr 15, 2021
Instrument202104150669
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityParma City
Unified School DistrictParma City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,049.00 (+16.02%) Homeowner's exemption$47,985 (-0.01%) Land $11,550 Building $36,435$137,100 (-) Land $33,000 Building $104,100
2024$2,628.00 (-16.36%) Homeowner's exemption$47,990 (+9.77%) Land $11,550 Building $36,440$137,100 (+9.77%) Land $33,000 Building $104,100
2023$3,142.00 (+0.16%) Homeowner's exemption$43,720 (-) Land $8,820 Building $34,900
2022$3,137.00 Homeowner's exemption$43,720 Land $8,820 Building $34,900
2021$124,900 Land $25,200 Building $99,700

Flood & Wildfire

12972 W Sprague Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cuyahoga County (39035C), updated December 16, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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