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12960 W Sprague Rd, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 12960 W Sprague Rd, Parma, OH 44130 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,326 sqft · built 1958
Lot Size0.321 acres (14,003 sqft)
Owner2 Individual Names on File
Tax Bill$3,770 (2025)
Deeds & MortgagesMar 2024 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN457-15-029

Property Details

APN / Parcel Number

Primary APN457-15-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,326 sqft Living Area
1st Floor Area1,326 sqft
Basement Area1,326 sqft
Finished Basement663 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,003 sqft (0.321 acres)
Lot Dimensions209 ft deep x 62.7 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12960 W SPRAGUE RD
CityPARMA
StateOH
Zip44130-7134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 38 EP 645FT WP
Legal SubdivisionPARMA
Legal Lot Number38
JurisdictionCUYAHOGA OH
Township / Civil DivisionPARMA
Census Block Group2
Census Block2007
Census Tract177605

Owner

Source: Cuyahoga County records · APN 457-15-029

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12960 W SPRAGUE RD, PARMA, OH 44130-7134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 30, 2018Warranty Deed, Transfer · FHA Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleJul 13, 2001
Last Transfer DateMay 30, 2018
Transfer Doc0005300703
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address12960 W SPRAGUE RD, PARMA, OH 44130-7134
Transaction TypeMortgage
Record UpdatedApr 03, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12960 W SPRAGUE RD, PARMA, OH 44130-7134

Mortgage

Document Number0000000162
DateMar 21, 2024
Instrument202403210162
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term291 Months
DueJun 01, 2048

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address12960 W SPRAGUE RD, PARMA, OH 44130-7134
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12960 W SPRAGUE RD, PARMA, OH 44130-7134

Mortgage

Document Number0000000044
DateMar 09, 2022
Instrument202203090044
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term315 Months
DueJun 01, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateMay 30, 2018
Property Address12960 W SPRAGUE RD, PARMA, OH 44130-7134
Document Number0005300703
Instrument DateMay 26, 2018
Instrument5300703
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyBARRISTER TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$559.60
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12960 W SPRAGUE RD PARMA OH 441307134, PARMA, OH 44130-7134

Mortgage

Document Number5300704
DateMay 30, 2018
Instrument5300704
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2048

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityParma City
Unified School DistrictParma City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,770.00 (+5.51%) Homeowner's exemption$65,240 (-) Land $12,600 Building $52,640
2024$3,573.00 (+5.71%) Homeowner's exemption$65,240 (+38.04%) Land $12,600 Building $52,640$186,400 (+38.07%) Land $36,000 Building $150,400
2023$3,380.00 (+0.96%) Homeowner's exemption$47,260 (-) Land $9,630 Building $37,630
2022$3,348.00 Homeowner's exemption$47,260 Land $9,630 Building $37,630
2021$135,000 Land $27,500 Building $107,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351776052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
SpectrumCable1,000 / 1,000
Cogeco Cable Holdings IICable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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